Product

Credit Score CoachTM

Help consumers improve credit over time
Contact Us

Product Overview

Credit Score Coach  is not a credit simulator but a Virtual Credit Assistant Solution. This advanced tool provides statistically proven pathways for consumers to improve their credit over time. This tool empowers providers and employers to enable individuals to take charge of their financial well-being. For providers, Credit Score Coach can help  to expand their consumer credit population and gain insights into diverse consumer segments, including those with thin files or low credit scores. Employers can enhance their benefits packages by offering employees additional financial wellness tools.

Infographic

Empowering Financial Wellness at Work

Employers offer tailored financial wellness benefits to show their commitment to their workforce's overall well-being, promoting long-term success by addressing employees' financial concerns.

View Infographic

Solving Your Customer Pain Points

4/5
of US consumers are actively trying to improve their credit score.
53%
of Credit Score Coach users saw their scores increase, surpassing US credit active population.
80%
of consumers expect their primary financial institution to help them improve their financial health.
Solution

Consumer Engagement Suite: A toolkit of products for optimizing financial well-being

Our Consumer Engagement Suite, which features Credit Score Coach, is a sophisticated API toolkit. It seamlessly integrates valuable financial tools into your existing business platform. Our suite offers resources like credit scores, credit reports, and personalized pathways for credit improvement.

Key Benefits

Easy to use

Easy to use for all consumers regardless of credit savviness.

Deepen Customer Relationships

Become a trusted partner in your customers' financial journey.

Increase Productivity 

Financially stressed employees are less productive. By offering Credit Score Coach, you can reduce distractions and improve retention rates.

Enhance Your Benefits Package

Stand out as an employer, attracting top talent and fostering loyalty.

Boost Financial Wellness

Help consumers understand and improve their credit profiles, leading to greater financial stability and peace of mind.

Statistically proven

Pathways based on the measured outcomes of 2 million consumers.

Frequently Asked Questions

Credit Score Coach is a Virtual Credit Assistant that can help consumers better understand ways to gain financial wellness and improve credit scores. 

Credit Score Coach allows consumers to input their goal for a score increase and timeframe, as well as their current score range and general credit profile. It then calculates pathways and offers actionable suggestions for improvement based on payment activity, debt and balances, credit utilization and credit activity.

  • Clear Insights: Users get a snapshot of their current credit standing and personalized recommendations.
  • Statistically Proven Pathways: We guide users with proven strategies to improve their credit scores over 6, 12, 18, or 24-month timeframes.
  • Actionable Steps: The platform focuses on four key areas: payment activity, debt & balances, credit utilization, and credit activity. Easy
  • Integration: Seamlessly integrate Credit Score Coach into your existing platform through our API.
  • Financial Institutions: Enhance engagement with consumers eager to understand their credit profiles and take control of their financial well-being.
  • Financial Services Providers: Empower customers with direct access to credit scores and personalized credit advice to help them achieve their financial goals.
  • FinTech Companies: Unlock new opportunities for customer engagement, proactive internal upselling, and external lead generation.
  • Employers: Seamlessly integrate an intuitive credit literacy tool into existing systems, providing employees with the knowledge and tools to reach their financial aspirations.
  • 61% of consumers are actively trying to improve their credit score. Basic credit score simulators or score management tools don’t meet the needs of many consumers who want actionable insights on how to enhance their financial wellness through credit score improvement.
  • By offering Credit Score Coach, you can provide consumers with specific strategies to improve their credit. This can enhance customer engagement and satisfaction and position your organization as a trusted partner across each consumer’s financial journey.
  • Employers can enhance their employees’ financial wellness with a virtual credit assistant that provides proven pathways to improve credit over time.
  • A Bank of America Workplace Benefits Report found that 97% of employers feel that they have a responsibility to their employees for financial wellness, and 80% of employees look to their employer to play a role in supporting their financial wellness.
  • Credit Score Coach can help your employees better understand prove their credit score and overall financial wellness. Invest in your employees’ long-term wellness and retention with this specialized benefit.

For financial institutions who want to boost customer engagement and loyalty, offering Credit Score Coach on your website can equip customers with actionable insights and keep you more top of mind.

Support customers with information about their financial wellness

  • Enable consumers to reach financial goals - from qualifying for a new line of credit to more favorable rates

Related Resources

Infographic
Infographic
Connecting is the Key To Success for Financial Institutions
Infographic
179KB
Infographic
Employers Are Embracing Financial Wellness Programs
Infographic
152 KB
Infographic
Empowering Financial Wellness at Work
Product Sheet
943 KB
Product Sheet
Credit Reports (API)
Infographic Infographic Infographic Product Sheet Product Sheet
View All Resources (6)

Related Products

Contact

Contact Us

Reach out to us today and discover how Credit Score Coach can empower your customers and transform your employee benefits program.

Insights Blog

Visit the Blog