Optimal Path

While there are numerous credit score simulators and planners, many provide only generalized advice.

Optimal Path™ overcomes this challenge - it offers a personalized, AI-driven solution that helps individual consumers achieve their specific credit score goal. Financial institutions and other companies can easily incorporate the Optimal Path API into their suite of consumer offerings to offer a new free service to their customers, members, and employees.

• Help customers, members, and employees achieve their credit score goal and advance their credit health
• Enable them to learn specific action steps that they can take to help meet their goal
• Encourage engagement to deepen relationships