As a prospect or customer’s financial conditions change, it may be difficult to assess their ability to pay bills in the future.
The Commercial Insight™ Delinquency Score predicts the likelihood of a business incurring severe delinquency (91 days or greater), charge-off, or bankruptcy on financial accounts within the next 12 months.
Businesses will be scored. Those who have not filed for bankruptcy will be within a range of 101-999, while a business that has filed for bankruptcy will be scored with a 0. The lower the score, the higher the risk of delinquency.
With this information, you can improve credit origination decisions.
Key benefits include:
- Superior prediction (KS) of a business incurring severe delinquency to improve credit origination decisions
- Access to extensive Commercial Financial Network (CFN) data — includes financial institution data, non-financial data and consumer data
- Cutting edge technology including Trended Data and NeuroDecision Technology
- The ability to configure your own score elements
Find out how you can capitalize on expanded data from the Commercial Financial Network and our cutting edge technology.