Equifax Credit Monitor™

Take control of your credit

Credit score and report features include:

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  1-bureau credit score

  Your credit scores can fluctuate, and it’s important to know where you stand. Stay in the know with daily access to your VantageScore credit score.

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  Credit score monitoring

  You’ll know if key changes occur to your VantageScore credit score, because we’ll be monitoring it and notifying you with custom alerts.

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  Equifax credit report³

  Your credit reports are a summary of your credit history. Feel confident with the ability to check your Equifax credit report anywhere, anytime.

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  Equifax credit report monitoring

  You’ll know if key changes occur to your Equifax credit report, because we’ll be monitoring it and notifying you with custom alerts.

Help better protect yourself from identity theft

Identity theft protection features include:

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  Equifax credit report lock¹

  Feel more secure knowing your Equifax credit report is locked down from being accessed (with certain exceptions) for the purposes of extending credit.

Equifax Credit Monitor™

1. Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like Equifax Consumer Services LLC, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.
2. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
3. Under certain circumstances, access to your Equifax Credit Report may not be available as certain consumer credit files maintained by Equifax contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your Equifax Credit Report. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made.