Credit Scores

What is Considered a Good Credit Score?

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Smart phone showing a credit score gauge ranging from poor to good. Overlaid are the words: What is Considered a Good Credit Score?
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Find out what is a good credit score at Equifax®. Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit. Learn more about what is considered a good credit score, what a good credit score range to be in is and more. [Duration - 1:54]

Highlights:

  • Credit scores are calculated using the information in your credit reports.
  • There's no magic credit score number that guarantees better loan rates and terms.
  • Lenders generally see 670 credit scores and up as acceptable or lower-risk borrowers.
  • Credit scores from 580 - 669 are considered “fair” and 670 to 739 are considered “good”.