Video

What to Know About Fraud Alerts

Reading Time: 2 minutes
A businesswoman in a black dress sits at a desk using a telephone. The text “7 Things to Know About Fraud Alerts” is overlaid.
Highlights
In this article
Highlights:

What is a fraud alert, and what do you need to know? A fraud alert is a notice on your credit reports. It signals to lenders that you may have been a victim of fraud. Here are 7 important things to know about fraud alerts. [Duration - 1:09]

Highlights:

  • A fraud alert encourages lenders to take extra steps to verify your identity.
  • You only need to contact one of the 3 nationwide credit reporting agencies (NCRAs) to place a fraud alert. Then, the NCRA will forward your fraud alert request to the other two.
  • If you have an identity theft report, a seven year extended fraud alert is available to you. These include a police report or a Federal Trade Commission Identity Theft Report.
Get a one-stop credit monitoring and identity theft protection product today!

Don't wait another day to build your credit confidence. With Equifax Complete™ Premier, know where you stand with access to your 3-bureau credit report.

LEARN MORE

Related Content

A woman looks down at a laptop on the desk in front of her. The text “Is It Okay to Check Your Credit Score?” is overlaid.
Should I Check My Credit Score?
Reading Time: 2 minutes
A woman with brown hair in a blue shirt and black suit gestures with her hands. Overlaid text reads: “6 Important Steps to Take if Your Identity is Stolen”.
6 Important Steps to Take if Your Identity is Stolen
Reading Time: 3 minutes
A man at a desk looks down at a laptop. Overlaid text reads: “How Long Does Information Stay on My Equifax Credit Report?”.
How Long Does It Take for Information to Fall Off Credit Reports?
Reading Time: 2 minutes
A pen rests on a credit card statement focused on the APR. Overlaid are the words: APR vs. APY: Understanding The Difference
APR vs. APY: Understanding The Difference
Reading Time: 3 minutes
View More