Credit Scores

Understand credit scores, credit worthiness, and how credit scores are used in day-to-day life.

Understanding VantageScore® Ranges

Understand more about the VantageScore® and learn how payment history, credit use and more are used to calculate a VantageScore credit score.

Read More

Is it Ok to Check Your Credit Score?

Checking your credit score is a great way to monitor your financial health. Wondering how to check your credit score? Get advice from Equifax®!

Read More

What is a Good Credit Score?

Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.

Read More

What Is the Average Credit Score by State?

Your credit scores are important numbers in your financial life because higher credit scores generally result in more favorable credit terms. How does your credit score compare with the average credit scores in your state?

Read More

What Are the Different Ranges of Credit Scores?

Wondering about credit score ranges and where yours is on the scale? Learn more about the total range of credit scores and your credit score.

Read More

5 Things That May Hurt Your Credit Scores

Credit scores play an important role in lending decisions. Here are five things to consider that may hurt your credit scores.

Read More

Seven Benefits of a Good Credit Score

Having a good credit score can save you a lot of money in lower interest rates and also improve the likelihood of qualifying for financing. 

Read More

7 Things That Won't Hurt Your Credit Scores

You may already know that certain behaviors – such as paying your bills on time, every time – can reflect positively on your credit scores. But it’s also important to know that not every action impacts your credit scores.

Read More

[Video] What Is a Credit Score?

What is a credit score? Equifax can tell you all about the credit score range, how credit scores are calculated and much more.

Watch Now

How to Improve Your Credit Scores to Help You Buy a Home

If you’re dreaming of homeownership, here are some things to know about improving your credit scores as you prepare to buy a home.

Read More

[Video] How Are Credit Scores Calculated?

Learn about the factors that affect credit scores, keeping in mind there are many different credit scoring models.

Watch Now

[Video] How Does Eviction Affect Credit Scores?

If you are facing an eviction, you should know how it might affect your credit history, and your future ability to get a lease or other credit.

Read More