Understanding VantageScore® Ranges
Understand more about the VantageScore® and learn how payment history, credit use and more are used to calculate a VantageScore credit score.
What is a credit score and why does it matter? Your credit scores play a critical role in your ability to access credit, so it's important to understand how your actions may -- or may not -- impact your credit scores. Lenders and creditors often use credit scores to help determine the likelihood that someone will pay back what they owe on loans, credit cards and mortgages. Higher credit scores generally result in more favorable loan terms and lower interest rates. Understanding the facts about what will and won’t help credit scores is a good first step.
Understand more about the VantageScore® and learn how payment history, credit use and more are used to calculate a VantageScore credit score.
Checking your credit score is a great way to monitor your financial health. Wondering how to check your credit score? Get advice from Equifax®!
Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.
Your credit scores are important numbers in your financial life because higher credit scores generally result in more favorable credit terms. How does your credit score compare with the average credit scores in your state?
Wondering about credit score ranges and where yours is on the scale? Learn more about the total range of credit scores and your credit score.
Credit scores play an important role in lending decisions. Here are five things to consider that may hurt your credit scores.
Having a good credit score can save you a lot of money in lower interest rates and also improve the likelihood of qualifying for financing.
You may already know that certain behaviors – such as paying your bills on time, every time – can reflect positively on your credit scores. But it’s also important to know that not every action impacts your credit scores.
What is a credit score? Equifax can tell you all about the credit score range, how credit scores are calculated and much more.
If you’re dreaming of homeownership, here are some things to know about improving your credit scores as you prepare to buy a home.
Learn about the factors that affect credit scores, keeping in mind there are many different credit scoring models.
If you are facing an eviction, you should know how it might affect your credit history, and your future ability to get a lease or other credit.