Credit Reports
How Long Does It Take for Information to Fall Off Credit Reports?
Reading Time: 2 minutes
Depending on the type of information, there are different timeframes for how long an item may stay on your Equifax® credit report. Learn more about how long hard inquiries, late payments and more stay on your credit report.
Highlights:
- Negative information generally stays on credit reports for about seven years.
- Positive information, such as paid accounts, can stay on your Equifax® credit report for up to 10 years.
- Regularly checking your Equifax credit report is an important step to make sure your information is correct.
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