Video

How Long Does It Take for Information to Fall Off Credit Reports?

Reading Time: 2 minutes
A man at a desk looks down at a laptop. Overlaid text reads: “How Long Does Information Stay on My Equifax Credit Report?”.
Highlights
In this article
Highlights:

Depending on the type of information, there are different timeframes for how long an item may stay on your Equifax® credit report. Learn more about how long hard inquiries, late payments and more stay on your credit report.

Highlights:

  • Negative information generally stays on credit reports for about seven years.
  • Positive information, such as paid accounts, can stay on your Equifax® credit report for up to 10 years.
  • Regularly checking your Equifax credit report is an important step to make sure your information is correct.
Equifax Credit Monitoring

Sign up for a credit monitoring & ID theft protection product today!

For $19.95 per month, you can know where you stand with access to your 3-bureau credit report. Sign up for Equifax CompleteTM Premier today!

Learn More

Related Content

A businesswoman in a black dress sits at a desk using a telephone. The text “7 Things to Know About Fraud Alerts” is overlaid.
What to Know About Fraud Alerts
Reading Time: 2 minutes
A woman looks down at a laptop on the desk in front of her. The text “Is It Okay to Check Your Credit Score?” is overlaid.
Should I Check My Credit Score?
Reading Time: 2 minutes
A woman with brown hair in a blue shirt and black suit gestures with her hands. Overlaid text reads: “6 Important Steps to Take if Your Identity is Stolen”.
6 Important Steps to Take if Your Identity is Stolen
Reading Time: 3 minutes
A pen rests on a credit card statement focused on the APR. Overlaid are the words: APR vs. APY: Understanding The Difference
APR vs. APY: Understanding The Difference
Reading Time: 3 minutes
View More