Credit Scores
What is Considered a Good Credit Score?
Reading Time: 2 minutes
![Smart phone showing a credit score gauge ranging from poor to good. Overlaid are the words: What is Considered a Good Credit Score?](https://assets.equifax.com/images/us/personal-promos/471_V062_What-is-Good-CS_768x412.jpg)
Find out what is a good credit score at Equifax®. Higher credit scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit. Learn more about what is considered a good credit score, what a good credit score range to be in is and more. [Duration - 1:54]
Highlights:
- Credit scores are calculated using the information in your credit reports.
- There's no magic credit score number that guarantees better loan rates and terms.
- Lenders generally see 670 credit scores and up as acceptable or lower-risk borrowers.
- Credit scores from 580 - 669 are considered “fair” and 670 to 739 are considered “good”.