We believe that more data drives better decisions. The Equifax Cloud was custom-built to maintain and manage the large volume of diverse datasets needed to maximize the performance of EFX.AI. This approach provides unparalleled access to the data and insights necessary to help bring greater access to financial opportunity to more people.
Our business was founded to enable better, more inclusive financial outcomes
Visibility
Helping more people become visible in the financial ecosystem.
As part of our commitment to financial inclusion, we are constantly innovating and exploring new ways to open the door to more financial firsts.
Many Equifax products leverage alternative data that can help more people access new financial opportunities. Paired with patented EFX.AI explainable AI, our solutions can help lift millions of thin file and credit invisible people — who lack traditional credit — into scorable credit bands.
See how we’re helping to improve credit visibility:
Making an Impact: Expanding Financial Opportunity
How data and AI innovation help drive financial inclusion.
Alternative Data’s Role in Financial Inclusion
Being credit invisible can be costly. See how alternative data can help millions of people become scorable.
Technology’s Role in Financial Inclusion
Our culture of innovation drives us to constantly innovate new solutions for businesses and government agencies to help them make better, more insightful decisions.
Access
Enabling financial firsts.
Connecting people with the resources they need is fundamental to establishing financial health and building generational wealth.
A “first” financial milestone — big or small — can be transformative. Our unique, data-driven solutions help to responsibly expand access to financial tools that set people on a path to reaching their financial goals.
Explore how we’re helping to increase access:
Supporting Access to Government Benefits
Explore how we’re working with government agencies to streamline access to critical programs including Medicaid, the Supplemental Nutrition Assistance Program (SNAP) and more.
Driving Financial Inclusion through Greater Access to Data
The Equifax Cloud™ brings more data to more places. Check out how it’s helping to deliver better consumer outcomes at scale.
Partnering with Academia to Identify Solutions for Underbanked Consumers and Small Businesses
Helping more people gain access to the mainstream financial services they need is core to our business.
Empowerment
We help people live their financial best.
We understand that poverty, lack of generational wealth, and limited access to mainstream financial services can adversely affect a person for their entire lifetime, as well as the lives of future generations. Establishing individual financial health and generational wealth can change the trajectory and livelihood of families and entire communities.
We believe that everyone should have access to affordable financial products and services that meet their needs. Our solutions are designed to create a fuller picture of a person’s financial profile — helping to drive greater financial inclusion.
Some ways we help to empower financial futures:
A Military Veteran’s Tips for the Civilian Credit Journey
The unique challenges and financial tips for active duty military and veterans.
What is Financial Inclusion?
Exclusion from the financial ecosystem can happen for a variety of reasons. Learn more about financial inclusion and how we’re helping to solve the challenge.
A Connection to Home Ownership
Home ownership can be an important step in greater economic mobility – and can unlock greater financial security, help build generational wealth and revitalize local communities.
The Equifax Knowledge Center is designed to help people learn more about credit scores, debt management, fraud, cybersecurity, and other topics.
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Equifax plays a pivotal role in the global financial ecosystem and we take that responsibility very seriously. Every day, we are working to help more people access the mainstream financial services they need.
Mark W. Begor
CEO, Equifax