Precheck

Consumers are adopting credit locks and freezes to help control and manage access to their credit file. But, when a consumer with a locked or frozen credit file requests to be prequalified or applies for credit, their file can't be accessed resulting in an incomplete transaction which can slow down or even derail the entire process. This creates a negative experience for the consumer. Precheck is the proactive approach — providing lenders and consumers with the opportunity to engage early-on in the process for a better experience.