Product Overview

OneScore for Alternative Finance is a next-generation, cloud-based risk score to help alternative finance lenders more effectively score and approve more consumers — without increasing risk thresholds. It leverages our Equifax-exclusive data assets, including: DataX, Teletrack, telco and utility consortium data, and the option to include traditional credit data.

Who It's For

Short-term lending
Increase approvals for more consumers
Lease-to-own industries
Approve more consumers and build loyalty
Subprime Fintechs
Grow your business intelligently
Traditional lenders
Expand into new markets to serve more consumers with new products

Power-up lending with the most data in a Single Score

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Key Stats

When used in combination with traditional credit data from Equifax, OneScore for Alternative Finance can deliver:
48%
KS lift in short-term lending.¹
66% 
KS lift in lease-to-own industries.¹
45%
KS lift in subprime fintech lending.¹
20-40%
boost in approval rates to grow your portfolio.¹
97%
of the market reached with expanded coverage.¹
¹Equifax data and analysis.

Related Products

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