Product

Military Lending Act (MLA) Covered Borrower Status

A fast and easy way for financial institutions to complete the required MLA covered borrower status check
Contact Us
Developer API Portal
Overview

What Is Military Lending Act (MLA) Covered Borrower Status

The Military Lending Act (MLA) Final Rule requires financial institutions to confirm an applicant’s MLA covered borrower status prior to origination for most closed or open-ended loans or lines.
We can take care of that extra step for you with our MLA Covered Borrower Status. Save time and resources by requesting the status check in the same request as an applicant’s consumer credit report, or as a standalone request without a consumer credit report.
Product Evolution

Streamline the Process to Save Time and Resources

Performing the required MLA covered borrower status checks internally can be a burden. It involves stopping your origination process and manually entering individual applicant information on the Department of Defense’s website to get the results.
Add our MLA Covered Borrower Status to your current origination protocol for quicker insight to which credit terms you must offer an applicant. It helps streamline your lending process and ensures you maintain "safe harbor" as stated by the Final Rule.

Related Resources

Webinar
Webinar
Military Lending Act - Are You Ready?
Product Sheet
Product Sheet
Military Lending Act (MLA) Covered Borrower Status
Webinar Product Sheet
Anchor Text

Contact Us

Connect with our sales team and discover how this product can meet your business needs.

Contact Us

Connect with us and discover how this product can meet your business needs.

Contact Us

Visit the Developer API Portal

Explore the Military Lending Act (MLA) Covered Borrower Status API, view API reference documentation, and test it out in our sandbox.
Learn More