Product Overview

InstaTouch® Pay is an API-based payment enablement tool that streamlines the way consumers make online payments. Leveraging Equifax’s unique data, businesses can provide real-time payment options to consumers and limit risk of card-not-present fraud.

InstaTouch Pay helps unify the consumer experience and drive incremental transactions across channels, including eCommerce/retail, financial institutions, integrated wallet providers, closed payment networks, digital media providers, and more.

How It's Used

1
Improved Customer Payment Experience

Instant access to a pick-list of up-to-date, reported credit card information that can be used for payment without the hassle of entering multiple data points online.

2
Reduced Abandonment

Limited key entry allows the consumer to complete their transaction with ease, helping drive more sales for the business.

3
Limited Risk

By accessing a consumer’s credit file in real time, a business can have more confidence that only active cards belonging to the consumer are presented. This reduces the likelihood of a decline or use of stolen or counterfeited cards.

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InstaTouch Pay for Financial Services

Give consumers access to their new card faster.

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InstaTouch Pay for Retail

Automatically pull in consumer credit card information, and offer one-click payments.

How It's Used

1
Improved Customer Payment Experience

Instant access to a pick-list of up-to-date, reported credit card information that can be used for payment without the hassle of entering multiple data points online.

2
Reduced Abandonment

Limited key entry allows the consumer to complete their transaction with ease, helping drive more sales for the business.

3
Limited Risk

By accessing a consumer’s credit file in real time, a business can have more confidence that only active cards belonging to the consumer are presented. This reduces the likelihood of a decline or use of stolen or counterfeited cards.

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