Equifax Alternative Data Delivers a Deeper Consumer View
Smarter Lending Starts with Expanded Visibility
Alternative Data Helps You Drive Growth Without Increasing Risk Exposure
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Recommended Products
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Bankruptcy Navigator Index 5.0
Maximize your portfolio profitability and protect against the immediate, long-term or surprise risk of bankruptcy
![](http://assets.equifax.com/images/us/business-banners/CashflowInsights_950x550.jpg)
Cashflow Insights
Leverage consumer-permissioned bank account and transaction data to expand consumer access to credit
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Consumer Attributes
The industry’s largest, most powerful portfolio of credit attributes delivering enhanced predictability and performance
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Consumer Credit File
Make more accurate credit decisions with robust consumer credit data
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DataX Credit Report
Bring more borrowers into view with non-traditional credit data
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Equifax Ignite®
Unified data and analytics ecosystem for faster decision making
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FICO® Score XD
FICO® Score XD is a credit risk score for "unscoreables"
![](http://assets.equifax.com/marketing/US/images/banners/insight_score_for_auto_side_by_side_950x550.jpg)
Insight Score for Auto
A credit risk score optimized for the auto industry to help you score more consumers, reduce risk, and improve portfolio performance
![](https://assets.equifax.com/marketing/US/images/banners/insight_score_for_credit_cards_hero_950x550.jpg)
Insight Score for Credit Cards
A credit risk score optimized for credit cards to help you score more consumers, reduce risk, and improve portfolio performance
![](http://assets.equifax.com/marketing/US/images/featured/insight-score-personal_feature_700x500.jpg)
Insight Score for Personal Loans
An innovative, FCRA risk score optimized for unsecured personal loans
![](http://assets.equifax.com/marketing/US/images/banners/insight_banner_950x550.jpg)
Insight Score for Retail Banking
Optimize DDA acquisition with a wider view of customers
![](http://assets.equifax.com/marketing/US/images/banners/one_score_banner_950x550.jpg)
OneScore
A multi-data credit score for more predictability
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OneView
Rethinking credit: The new standard in credit insights delivery
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Payment Insights
Consumer-permissioned utility and telco data to help lenders gain a more comprehensive view of consumers' financial picture
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