Task

Identify New Customer Credit Risk

Evaluate the creditworthiness and potential risk associated with new customers
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Overview

Make Confident Decisions With Reliable Data 

Enhance your understanding when assessing and managing the credit risk of new and existing customers. Go beyond the traditional credit file to gain deeper insights into payment transactions, financial habits, employment information, and more. Our expanded credit decisioning solutions, attributes, models, and scores can assist you in making well-informed credit decisions, increasing credit availability, and effectively managing risk.

Learn how using more expansive data can help deliver better business outcomes.

Reliable Data For Better Decisions 

Gain a more complete view when assessing and managing new customer credit risk. Go beyond the traditional credit file to get deeper insights into payment transactions, financial behaviors, employment information, and more. Our expanded credit decisioning solutions, attributes and scores can help you make more informed credit decisions, expand access to credit, and help you mitigate risk.  
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      6 Ways Equifax Can Protect You From Potential Losses

      Evaluate and Segment Risk
      OneScore 
      A multi-data credit score for more predictability.
       
      Improve Risk Decisions
      Consumer Credit File
      Make more accurate credit decisions with robust consumer credit data.
      Boost Performance
      Consumer Attributes
      The industry’s largest, most powerful attributes portfolio delivering enhanced predictability & performance.
      Obtain Deeper Insights
      VantageScore
      A new standard for credit scoring.
      Quicker Credit Decisions
      OneView
      Rethinking credit: the new standard in credit insights delivery.
      Creates a Fuller View
      DataX Credit Report
      Bring more borrowers into view with non-traditional credit data.

      Real Solutions. Real Results.

      See how customers have monitored and managed risk.
      Get More Predictive
      Without the right data, knowing which consumers are the least risky isn’t always easy in order to uncover opportunities. So how do auto, consumer finance, and credit card lenders grow portfolios while minimizing risk?
      View Infographic
      Acquire More Customers
      ProspectX prescreen response model enables more intelligent prospecting for better campaign results. The result? Achieved 2x to 5x higher response rate within targeted ProspectX score ranges. 
      Read Case Study

      Solutions to Identify New Customer Risk

      Automotive

      Find ideal customers and understand financial capacity

      Commercial

      Grow commercial accounts and make smarter decisions with the right data, seamless delivery and dedicated service

      Communications & Utilities

      Reduce write-offs and and improve profitability by assessing new applicant risk

      Credit Unions

      Discover and assess credit risk of prospective members for more confident lending


       

      Financial Services

      Expand access to credit while effectively mitigating risk

      Fintech

      Identify and target new customers quicker and with greater confidence

      Gaming

      Better manage risk and compliance, while promoting responsible gaming

      Government

      Make better informed eligibility decisions

      Healthcare

      Help accounts receivable management determine a patient’s propensity to pay

      Insurance

      Better quote and manage risk of policyholders

      Logistics

      Quickly identify prospective customers based upon desired parameters

      Manufacturing

      Ensure creditworthiness of new commercial customers 

      Mortgage & Housing

      Identify and approve quality borrowers and renters efficiently

      Retail & E-Commerce

      Find customers who are a good fit based on estimate financial capacity

      See All Industries
      Solution

      See the Bigger Picture and Make Better Decisions

      With access to our trusted data, predictive analytics, and cloud-native data fabric, you'll be able to more confidently and efficiently understand who you are doing business with. Choose Equifax and get deeper insights into your prospects, enabling you to say “yes” to more while mitigating risk. 
      Ready to Complete Your Task?

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      Need Help Deciding?

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