Market Trends

During each Market Pulse webinar, our audience submits questions in real time to our expert speakers. For our October Market Pulse webin [...]

In the October 2024 Market Pulse Webinar, our panelists discussed how the end of 2024 is shaping up.  Keybridge Research LLC [...]

When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]

In the September 2024 Market Pulse webinar, our panelists had a lively discussion about several end-of-year topics, including how stud [...]

In a recent Market Pulse webinar, we discussed current data points around Fintech and alternative data to ensure you're well positioned [...]

As the Federal Reserve prepares to start cutting its key interest rate from its current 23-year high, and a U.S. president [...]

In the world of auto lending, trends and statistics reveal important shifts in how different types of lenders are faring. Here is an ove [...]

Home and auto insurance premiums are on the rise. Insurance companies sought to raise homeowners’ premiums by more than 11 p [...]

During Market Pulse webinars, our audience submits questions each month to our expert panel. For our July Market Pulse webinar our pan [...]

Since the Market Pulse webinar is so dynamic, we want to ensure you do not miss one observation. Below, we recap consumer credit trends [...]

The July 2024 Market Pulse webinar discussed: recent trends around fraud,  best practices for reducing [...]

  The economy has made progress, but inflation is still too high. Federal Reserve Chairman Jerome Powell said on April [...]

Consumers have many choices for managing their finances. One option, banking, is often overlooked with a credit union. Credit unions are [...]

  Inflation is having a broad impact on U.S. households. In the latest Market Pulse podcast, Jeff Richardson, SVP of Mar [...]

80 percent of today’s consumers think that new car ownership is out of reach for them*. Pair this with continuing high interest rates, v [...]

Clarity around delinquency is a huge topic in the automotive industry and for lenders delinquencies can have a real impact on the bottom [...]

As we are solidly into 2024 Q1, it is the perfect time to reevaluate our financial resolutions. We are living through a K-shaped economy. [...]

During our February Market Pulse webinar our guest speakers presented an update on how the auto industry is faring given this environm [...]

Many hope for a post-pandemic fresh start. The reality is that the financial landscape is a K-shaped economy, where the impact of econom [...]

  Affordability is a buzzword that echoes through the economic landscape. In episode 37 of the Market Pulse podcast, Equifax [...]

2024 opens in a K-shaped economy. In this environment, consumer budgetary pressures look different for each population segment. Lenders [...]

Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensive and meeting financial commitments more [...]

Did the economic predictions for this year come true? And what economic themes will shape 2024? In episode 36 of the Market Pulse podc [...]

The holiday shopping season is in full swing, but how will consumer financial stress impact holiday spending? In this episode of the Marke [...]

As we approach the close of 2023, the U.S. economy faces a mix of challenges and positive indicators. In episode 34 of t [...]

Macroeconomic indicators like increasing delinquency rates and ballooning debt point to a nation of prospective borrowers [...]

We are revisiting a topic we began to cover during the September Market Pulse Webinar: preparing for the holiday shopping season despite [...]

During our recent Market Pulse webinar, we discussed how staying ahead of the curve is essential for success. The September 2023 Market [...]

  An increasing number of consumers are facing credit and financial stressors. What economic factors are causing this? [...]

During our September Market Pulse webinar, “Navigating Student Loans, Part II: Strengthening Origination Resilience,” I had the privileg [...]

In our August 2023 Market Pulse webinar, our risk advisors hosted a panel discussing the recent student loan repayments, financial durab [...]

Lenders are becoming smarter about who they lend to. Lenders are using alternative data and advanced analytics to lend faster and smarte [...]

During our June 2023 Market Pulse webinar, “How Fintechs are Tackling Economic Headwinds and Tighter Credit,” attendees were able to ask [...]

  Fintechs are known for their innovation in customer service, transforming accessibility and making payments faster, among other [...]

June 2023’s Market Pulse Webinar explored how fintechs are tackling not only economic headwinds, but tightening credit. We learned how [...]

Lenders need to keep up with the latest trends to gain a competitive edge. We compiled our most frequently asked questions from Mortgage [...]

In May 2023’s Market Pulse Webinar, we discussed key market dynamics within the current mortgage environment to ensure you're well posit [...]

As we approach the halfway point of 2023, the economy faces multiple headwinds. From debt ceiling negotiations and the bankin [...]

  The financial industry has cut back on marketing spend due to economic uncertainty, but experts say there are opportunitie [...]

During our April Market Pulse webinar, our panel of experts discussed macroeconomic trends as they relate to marketing and how institution [...]

  As economists warn of a possible impending recession, banks are raising their rates and tightening their lending standards. H [...]

At Equifax, we are continuing to innovate in the mortgage industry via solutions that provide value to our customers while also promoting [...]

Fintech companies are disrupting the financial industry. In times of economic uncertainty, the reality of implementing disruptive solution [...]

Do you know your customers? Current economic environment impacting affordability: continuing supply chain roadblocks, inflation [...]

During the March 2023 Market Pulse webinar, “How Credit Unions Are Adapting to Economic Uncertainty,” panelists Rob Wescott, former Sp [...]

Differentiated data: Even more critical in 2023 Supply chain challenges continue to put a strain on inventory supply for aut [...]

Over the last few years, the automotive industry has faced many challenges. The pandemic along with ongoing inventory shortages have inc [...]

During our February 2023 Market Pulse Webinar, we explored the national and regional insights purpose-built for your customer journey, [...]

It's shaping up to be an uncertain year for the automotive industry. Over the last two years, severe inventory constraints led to record [...]

In the U.S. and abroad, the cost of living is rising and consumers and businesses are feeling the squeeze. How will this impact the lend [...]

Starting ahead is critical in today's economy. As we discussed in last month's Market Pulse webinar, 2022 was full of challenges, but kn [...]

Where should consumer and commercial lenders look for responsible growth in 2023? While lenders should be judicious in challenging econo [...]

During our January 2023 Market Pulse Webinar, "Hidden Risks & Hidden Opportunities,” we explored how the automotive industry [...]

Despite high-profile layoffs in the technology and media industries, the 2022 labor market has been a bright spot in the economy. How sh [...]

With 2022 almost in the books, the US economy is still experiencing pandemic whiplash and general economic uncertainty. We’ve been chall [...]

In 2023, the economy remains top of mind. While various indicators suggested we may be staring down a recession in 2023, that now remains [...]

The IMF is predicting global growth may slow to 3.2% in 2022 and 2.7% in 2023, down from 6% in 2021. How will the domestic economy fare [...]

In an ever changing digital environment there is an increasing need for Credit Unions to simultaneously achieve fraud prevention, efficient [...]

Complete customer data is the foundation of effective marketing In today’s fast-moving society, dynamic consumer contact information and mu [...]

As the end of the year approaches, the future of consumers’ finances is in an uncertain place. Will the approximately 20% of Americans that [...]

(This blog is the second in a two part series.) The economy is continuing to fluctuate. Financial marketers are starting to shift priorities [...]

Shopping is one of America’s favorite pastimes. During our last Market Pulse Webinar, "How to Prepare for the Holiday Shopping Season” we ex [...]

Many Americans are preparing for much-needed family time, general merriment, and gift giving this holiday season. But with erratic geopo [...]

The automotive industry has faced many challenges this year. Automotive dealers have fought inventory shortages, rising interest rates and i [...]

The right insights: The key to targeting and acquiring new and high-growth eCommerce merchants is having the right insights Even with marke [...]

Differentiated Data is Even More Critical in 2022 Supply chain challenges continue to put a strain on inventory supply for auto manufacture [...]

After experiencing remarkable growth over the past couple years, what lies ahead for Buy Now Pay Later? In general, forecasts are positive. [...]

During our August 11 Market Pulse webinar, our experts discussed details pertaining to the automotive industry, as well as, the latest econo [...]

  During our August 11, 2022 Market Pulse webinar, presenter Jeff Jensen, Vice President at Keybridge went over the recent economic tr [...]

During our July 2022 Market Pulse webinar, presenter Robert Wescott, Founder of Keybridge went over the recent economic trends currently hap [...]

During our July 28 Market Pulse webinar, our panel of experts discussed what lenders and Gen-Z should be doing during the current student lo [...]

Todd Hoover is senior vice president, marketing practice for Equifax. Hoover enables clients to build best-in-class, data-driven marketing c [...]

In November, Equifax and Moody’s joined forces to recap the economic and credit trends of 2018 -- and look ahead to 2019. This is the second [...]