Small Business

Recent Articles

Commercial Business Expanding Opportunity and Access in Small Business Lending with New Technology

Small- and medium-sized business (SMB) lending has evolved in recent years, thanks in large part to advancements in technology. Innovation [...]

Commercial Business What Now? How Lenders, Service Providers and Small Businesses are Responding in Q3 2024

In today's economic landscape, small businesses face a complex web of both challenges and opportunities. Market trends and financial dyn [...]

Commercial Business Understanding Small Business Growth and Economic Trends

  Here’s a striking statistic: 93% of small business owners expect moderate or significant growth over the next 12 months [...]

Podcast
Commercial Business Inflation, Consumer Spending, and Stagflation: Insights for Small Businesses

In June’s Small Business Indices, we focused on consumer spending and its implications for the overall economy. In this blog, we will shar [...]

Commercial Business Unlock Entrepreneurship: 3 Ways Lenders Can Support Small Business

Small businesses are the backbone of the American economy. They play an important role in job creation and economic growth.¹ Over 99% of [...]

Commercial Business Understanding the Economic Landscape for Small Businesses

In recent months, the U.S. economy has been navigating various challenges, affecting both big and small players alike. Let's take a clos [...]

Commercial Business 2024 Small Business Trends: Default & Delinquency

In honor of Small Business Month, we’re sharing tools and thought leadership to keep you in-the-know. Below, you’ll find an overview o [...]

Commercial Business Small Business Optimism in a Recovering Economy: Navigating Forward

The market is continuing to move.  Small businesses are often the first to react to economic fluctuations. Although, even with careful m [...]

Commercial Business Small Businesses: The Lifeblood of the American Economy

The 2024 financial market leaves many in a state of uncertainty except for a certain bright spot: small businesses. This Small Bus [...]

Commercial Business From Strain to Resilience: Small Business Strategies for 2024

In 2023, the landscape was tumultuous. American small businesses, lenders, and service providers faced many challenges. These included s [...]

Commercial Business Regional Trends to Watch: Small Business Credit Quality by U.S. Population

In recognition of Small Business Week, we’d like to introduce the new 2024 Market Trends and Predictions Report focusing on the curr [...]

Commercial Business Small Business Focus: Commercial Hurdles in Today’s Economic Environment

We are excited to be celebrating small business week (April 28 - May 4)! In the April 2024 Market Pulse webinar, we discussed d [...]

Commercial Business Answering Your Questions on Current Commercial Challenges

On our April 18 Market Pulse webinar, our experts talked about the roadblocks that business [...]

Commercial Business Exploring Economic Trends: A Deep Dive into Recent Small Business Lending Data

The small business landscape continues to shift, and due to a few recent trends we identified the need to take a step back to get a bett [...]

Commercial Business Small Business Resurgence: Insights and Trends for the Year Ahead

We are in unparalleled territory when it comes to the small business landscape. In this blog, we'll cover the recent boom in small busines [...]

Commercial Business Regional Trends: Small Business Delinquency Index Predictions for 2024

33.3 million businesses in the United States qualify as small businesses. 1 In recognition of Small Business Month, we produced [...]

Commercial Business Navigating the Ever-Changing Small Business Landscape

When it comes to the small business landscape the one thing we generally all agree on is this is a time [...]

Credit Risk Beyond the Numbers: Answering Your Burning Questions on Delinquency, Interest Rates, and More

During March’s Market Pulse webinar, we gave our audience what they have been requesting: extended time for Q&A with our premiere li [...]

Market Trends FAQ: What is a K-Shaped Economy?

Many hope for a post-pandemic fresh start. The reality is that the financial landscape is a K-shaped economy, where the impact of econom [...]

Commercial Business How BNPL Firms can Unlock Profitability During Uncertain Economic Times

Two years ago, Buy Now Pay Later (BNPL) firms were legit Fintech superstars. Globally, transaction values soared by $87 billion from 201 [...]

Market Trends Unlocking Opportunities: Smart Lending in the K-shaped Economy of 2024

2024 opens in a K-shaped economy. In this environment, consumer budgetary pressures look different for each population segment. Lenders [...]

Commercial Business Understanding, Accessing, and Building Your Business Credit Profile

Similar to your personal credit, maintaining good business credit is fundamental to growing and protecting your business. In today’s high [...]

Identity & Fraud 8 Ways to Know Who Your Small Business is Doing Business With

In today's rapidly expanding small business marketplace, the numbers speak for themselves. Over the past three years, there has been an [...]

Commercial Business B2B Marketing – Quickly Identify and Engage Small Business Prospects

The landscape of small businesses is evolving, and the numbers speak for themselves. Over the past three years, the small busines [...]

Small Business Indices: Show the Effects of Tighter Credit Conditions test2

In July 2023, small business lending and financial stress exhibited distinct regional and industry-based trends. As we look at the Equifax [...]

Commercial Business Prepare Small Business for Uncertain Economic Conditions

An uncertain economy is challenging for any business, and in particular small businesses. According to [...]

Commercial Business How to Build Business Resilience with Small Business Data

Small business continues to dominate news headlines. Each month, we release the latest Equifax small business lending, delinquency, and [...]

Commercial Business Q&A: Gaining Access to Credit for Small Businesses

It is National Small Business Week and at Equifax we are celebrating big with a lot of new announcements! 99.9% of businesses across the [...]

Commercial Business How Lenders Can Find Opportunity in Small Business

Despite an uncertain economy, the number of small businesses has soared. And that translates to big opportunity for lenders who leverage [...]

Podcast
Commercial Business The Economic Future of Auto Lending

The future is uncertain, and success or failure is not predetermined They say nothing in life is certain, and as we head into [...]

Market Trends Growth in an Uncertain Economy: You Asked, Experts Answered

During our February 2023 Market Pulse Webinar, we explored the national and regional insights purpose-built for your customer journey, [...]

Webinar
Commercial Business Use Simplified Data and Attributes to Help Solve Complex Challenges

For our February 16 Market Pulse webinar, our panel of experts discussed how you can focus on growth in the current economy. Today, it i [...]

Webinar
Market Trends B2B Marketing: Bringing Precision to Ecommerce Customer Acquisition

The right insights: The key to targeting and acquiring new and high-growth eCommerce merchants is having the right insights Even with marke [...]

Credit Risk Promoting Consumer Financial Health with BNPL

As U.S. consumers continue to migrate their shopping habits toward online merchants and become more aware of point of sale financing alterna [...]

Commercial Business April Market Pulse: You Asked, Experts Answered

For our April 14 Market Pulse webinar, our panel of experts discussed the recent supply chain crisis, as well as, the latest economic [...]

Webinar
Stay Up-to-Date with the Supply Chain Crisis

During our April 14 Market Pulse webinar, our panel of experts discussed details pertaining to the recent supply chain crisis, as well [...]

Webinar
Credit Risk Outlook on 2022

For our December 2 Market Pulse webinar, our panel of experts discussed the current and future state of the energy market. This month’s [...]

Webinar
Credit Risk Small Business Insights: October 2021

This is a recap of our October 20 Small Business Insights webinar, where our very own Sarah Briscoe, Lead Commercial Statistical Analyst [...]

Webinar
Credit Risk Latest Small Business Lending, Delinquency, and Default Data

Small business continues to dominate news headlines. In this recap of our webinar, “Small Business Insights: August 2021,” Elaine Makdah, [...]

Webinar
Credit Risk Leverage Small Business Indices and Foster Financial Inclusion

One-On-One Chat with CEO of Markaaz  This is a recap of our one-on-one chat during our August 18 Small Business Insights we [...]

Webinar
Credit Risk The Shifting Fintech Landscape

The economy is recovering and the outlook for small businesses is continuing to remain strong. Fintechs have started to step away from t [...]

Webinar
Credit Risk Accelerating Access to Credit: A Critical Discussion

In this recap of our June 24 webinar, “Market Pulse: Accelerating Access to Credit,” Chris Wheat, Co-President at JPMorgan Chase Institu [...]

Webinar
Credit Risk What’s Next for the Post-Pandemic Small Business Economy?

In this recap of our June 3 webinar, “Market Pulse: The Post-Pandemic Small Business Economy,” Evan Leaphart, Founder and CEO of Kiddie [...]

Webinar
Credit Risk 6/3 Market Pulse, Your Questions Answered

As we emerge from the pandemic, small businesses are integral to the health of the post-COVID economy. For our June 3 Market Pulse webinar [...]

Webinar
Data Driven Marketing Podcast: Demystifying Data for Small Business

Managing Cash Flow, Customers and Suppliers  Small businesses are the engine of our economy. Yet, many are mystified by the dat [...]

Podcast
Credit Risk Small Business Indices and the Return to Growth

Small business continues to dominate news headlines. Each month in our Commercial Small Business Insights webinars, we focus on what is happ [...]

Video
Credit Risk 2021 Insights for Small Business and Commercial Real Estate

In this recap of our March 4 webinar, "Market Pulse: Return to Opportunity for Commercial Real Estate," Sarah Briscoe, senior statistical an [...]

Webinar
2021 Outlook: What are Economists Predicting?

Updated 5/11/2023: The White House declared the end of the Covid-19 Health Emergency May 11, 2023 so some of the details mentioned in th [...]

Webinar
Top 5 Analytics Challenges Businesses Face

Many companies are leveraging data and analytics to create a competitive advantage in their industry and grow their business. The insigh [...]

Video
Credit Risk Small Businesses Benefit from Renewed Equifax-SBFE Partnership

Equifax has recently extended its  agreement with the Small Business Financial Exchange, but what exactly does that mean [...]

Credit Risk Military Lending Act: Compliance for Pawnbrokers

Compliance with the Military Lending Act (MLA) may not be on the radar of many pawnbrokers, but it should be and here’s why. If you’re a paw [...]

Credit Risk Insights that Drive Commercial Card Approvals

Are you a financial institution looking to grow your commercial credit card business?  Focusing on this market makes a lot of sense, es [...]

Credit Risk A Game Changing Increase in Predictive Power for Commercial Risk

As a financial institution in an ever-changing landscape with fast-moving competitors, how do you grow your card and loan portfolios and [...]

Data Driven Marketing 5 Tips for Better B2B Prospecting Using Salesforce®

Ever had a commercial prospecting campaign fall flat, despite having a relevant message and a competitive offer? It happens, and many ti [...]

Credit Risk BusinessConnect™ Leverages Every Piece of Functionality within the Force.com® Platform

Many emerging technology solutions are so robust that it can be difficult to fully maximize their potential. However, Equifax likes a challe [...]

Credit Risk Revolutionize the Cloud’s Power with BusinessConnect™

It’s official: siloes don’t work. That’s why Equifax designed BusinessConnect™ to align three important revenue functions—Sales, Credit and [...]