Mortgage & Housing

Recent Articles

Consumer Credit October 2024 Key Consumer Credit Insights

In the October 2024 Market Pulse Webinar, our panelists discussed end-of-year planning, as well as the 2025 economic forecast. For a rec [...]

Market Trends What Does 2024 Year-End Planning Look Like?

In the October 2024 Market Pulse Webinar, our panelists discussed how the end of 2024 is shaping up.  Keybridge Research LLC [...]

Market Trends How the Fed’s Interest Rate Cuts are Impacting Consumers and Lenders

When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]

Podcast
Consumer Credit September 2024 Key Consumer Credit Insights

In the September 2024 Market Pulse Webinar, our panelists had a lively discussion about several end-of-year topics including the latest [...]

Market Trends Understanding the Rising Costs in Home and Auto Insurance: Insights from Equifax and JD Power

Home and auto insurance premiums are on the rise. Insurance companies sought to raise homeowners’ premiums by more than 11 p [...]

Podcast
Commercial Business June 2024 Market Pulse Webinar: Credit Trends

Our latest Market Pulse webinar gave our panelists the opportunity to share insights on the current state of consumer profiles and popul [...]

Webinar
Commercial Business Economic Signals and Strategic Imperatives

The June 2024 Market Pulse webinar gave our esteemed panelists the opportunity to share insights on the current state of consumer prof [...]

Webinar
Market Trends Unraveling the Impact of Interest Rates on the Economy

  The economy has made progress, but inflation is still too high. Federal Reserve Chairman Jerome Powell said on April [...]

Podcast
Credit Risk Beyond the Numbers: Answering Your Burning Questions on Delinquency, Interest Rates, and More

During March’s Market Pulse webinar, we gave our audience what they have been requesting: extended time for Q&A with our premiere li [...]

Credit Risk Understanding Affordability in Terms of 2024 Market Trends

Our January Market Pulse webinar discussed all aspects of affordability in our current financial market. Our experts shared their deep k [...]

Webinar
Market Trends Navigating the Affordability Landscape in 2024

  Affordability is a buzzword that echoes through the economic landscape. In episode 37 of the Market Pulse podcast, Equifax [...]

Podcast
Credit Risk Looking Back on 2023 and Focusing on Forward for 2024

During the final Market Pulse webinar of 2023, we took a look at the past year’s economic and consumer landscape and then presented an e [...]

Webinar
Navigating Global Economic Headwinds: Insights from Market Pulse Webinar

In the dynamic realm of global markets, staying abreast of the latest trends is imperative for individuals and businesses alike. As we v [...]

Commercial Business Commercial Real Estate Investment: Adding Clarity to an Uncertain Market

In the ever-evolving world of real estate investments, adaptability is the key to success. The landscape of property investments is shif [...]

Credit Risk Market Pulse Webinar: How to Strengthen Origination Resilience

In the fast-paced world of finance and economic policy, staying ahead of the curve is essential for success. The September 2023 Market Pul [...]

Webinar
Credit Risk The Roadmap to Navigate Student Loans and Mitigate Risk

We are in uncharted economic territory. This month’s Market Pulse webinar is a must-listen to get ahead of the economic fluctuations we [...]

Webinar
Credit Risk Beyond Credit Scores: Why the Whole Consumer Matters

In a murky and  mysterious economic landscape, there can be uncertainty and hesitation. In July’s Market Pulse webinar, we discussed key [...]

Webinar
Market Trends Questions on Home Equity and Current Economic Outlook Answered

During our June 2023 Market Pulse webinar, “How Fintechs are Tackling Economic Headwinds and Tighter Credit,” attendees were able to ask [...]

Webinar
Credit Risk How to Monitor Your Pipeline for Undisclosed Debt

You’ve seen it before:  A borrower’s application - approved. Credit obligations and documentation - checked. [...]

Market Trends Mortgage Lenders Most Asked Questions Answered

Lenders need to keep up with the latest trends to gain a competitive edge. We compiled our most frequently asked questions from Mortgage [...]

Understanding Market Dynamics in the Current Mortgage Environment

It’s a challenging time for the mortgage industry as it faces higher interest rates, low housing supply and a tightening of [...]

You Asked, Mortgage and Housing Experts Answered

The Mortgage market is navigating headwinds of the current economy. That is why it is important to provide actionable insights that can [...]

Market Trends Moving Forward in Today’s Mortgage Environment

In May 2023’s Market Pulse Webinar, we discussed key market dynamics within the current mortgage environment to ensure you're well posit [...]

Webinar
Market Trends Executive Spotlight: Jennifer Henry, Mortgage and Housing Expert, Shares Insights

At Equifax, we are continuing to innovate in the mortgage industry via solutions that provide value to our customers while also promoting [...]

How Financial Inclusive Lending Data is Impacting the Mortgage Industry

With the exciting news of telco, pay tv, and utility insights available to be delivered with every mortgage credit report here at Equ [...]

Credit Risk The Simple Ways Lenders Can Find Hidden Opportunities

From record inflation and rising interest rates, to wavering consumer spending power and a potential hiring slowdown, the ever-changing [...]

Data Driven Marketing Lenders: Assess Your Firm’s Customer Diversity Goals

The demographic composition of current and prospective customer bases is changing. And, most financial providers recognize that. Consumers [...]

Credit Risk 3 Ways Lenders can Protect from Undisclosed Debt with Dual Bureau Monitoring

In today's quickly changing mortgage environment, Lenders deserve simplicity.    Digital monitoring solutions like Undisclosed Deb [...]

Credit Risk How Data can Help Marginalized Communities Become Homeowners

Facing the problem  Homeownership is a primary wealth builder for most Americans. Sadly, there are still strong barriers for marginali [...]

Credit Risk How Cloud-Based Solutions Strengthen the Digital Mortgage Process

Powering the world with knowledge For borrowers and lenders alike, the last two years have been a time of change. There has b [...]

Credit Risk Lending FAQS: Keep Pace with the Mortgage Market

The mortgage industry is constantly changing. But these lending FAQs can help you keep up with the latest trends and gain a competitive edge [...]

Credit Risk Help Borrowers Move Through the Mortgage Process

Buying a home can be stressful and confusing — especially if a consumer is trying to learn about credit and how their credit score can impac [...]

Data Driven Marketing Optimize Your Acquisition Investment and Improve Experiences

It’s no big news that today’s consumers are savvier than ever. They expect online interactions — and they better be seamless, or you risk lo [...]

Credit Risk Undisclosed Debt: The Mortgage Blind Spot

Are you monitoring for undisclosed debt throughout the loan closing process?  The high-risk blind spot in the origination process i [...]

Credit Risk Q&A: Return to Opportunity for Commercial Real Estate

Updated 5/11/2023: The White House declared the end of the Covid-19 Health Emergency May 11, 2023 so some of the details mentioned in th [...]

Webinar
Credit Risk 2021 Planning in a K-Shaped Recovery: Your Questions Answered

The start of a new year holds both uncertainty and hope for an economic recovery. For our January 14 Market Pulse webinar, our panel of expe [...]

Webinar
Mortgage Industry Resources: For Navigating a Pandemic

While the COVID-19 pandemic created uncertainty in the financial market, the mortgage industry remained strong with a positive long-term out [...]

2021 Outlook: What are Economists Predicting?

Updated 5/11/2023: The White House declared the end of the Covid-19 Health Emergency May 11, 2023 so some of the details mentioned in th [...]

Webinar
Data Driven Marketing How to Keep Pace as Mortgages Go Digital

How Lenders Can Use Automation and Digitization to Be More Competitive The mortgage industry is experiencing unprecedented change. A changi [...]

Video
Plan Now for CCPA Compliance

If your organization handles consumer data, it's time to start working on compliance with the California Consumer Privacy Act (CCPA). Th [...]

Credit Risk How Rental Data Can Transform Consumer Credit

Did you know that 35% of U.S. households live in rental housing? It's true. [1] But most renters’ on-time housing payments are not reflecte [...]

Credit Risk 3 Things to Know About Trended Data

FICO recently announced that its new FICO®  Score 10 T, set to be released this summer, will include trended data. With this new opti [...]

Credit Risk How Property Managers Modernize the Application Process

In today’s increasingly digital environment, it's important for property managers to know who the millennial renter is and how to reach them [...]

Top 10 Blog Posts of 2018

Compliance, fraud and verification services were hot blog topics in 2018. Hopefully you didn’t miss any of our articles that featured ti [...]

Data Driven Marketing Reach the Right Millennials Through Their Devices

After a long day of work, it is unlikely that you will find Millennials standing around reading their mail the way that Boomers might. In fa [...]

Credit Risk Lenders Beware: HOAs Pack a Punch in Foreclosures

Walk into almost any homeowners’ association (HOA) meeting, listen to the discussions about unleashed dogs and roof repairs, and you might [...]

Data Driven Marketing Best Practices for Mortgage Lenders to Enhance Targeted Acquisition Strategies

While lenders are looking at more targeted acquisition strategies to fill their loan pipelines as origination volumes decline, more stringen [...]

Credit Risk The Home Equity Loan Is Back: Best Practices for Lenders

With housing values on the rise again, the home equity loan is back. Homeowners now have equity in their homes, and many are looking to tap [...]