Fintech
Trending Articles
Fintechs are known for their innovation in customer service, transforming accessibility [...]
Recent Articles
For lenders, using alternative data is becoming increasingly crucial to stay ahead and drive growth in this rapidly changing market.&nbs [...]
In today’s fast-paced lending environment, traditional credit scores and financial statements may not tell the full story. In fact, 76 [...]
The world of artificial intelligence is evolving at a dizzying pace. While traditional machine learning has long been a valuable tool for [...]
The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information th [...]
According to IXI estimates, consumer wealth has grown by an incredible 247% since The Great Recession. That’s more than $47 trillion i [...]
Many lenders frequently use income estimates to help inform their decisions. For example, income estimates are often used to help evalua [...]
Now more than ever in this rapidly changing market, alternative data solutions can help solve some of the banking and lending industry’s [...]
While the world of consumer credit continues to evolve with the advent of newer forms of financing like fintech lending and Buy Now Pay [...]
In Q4 2024, over 300 frequent viewers of the monthly Market Pulse webinar offered by Equifax provided insights into how their organiza [...]
When the Federal Reserve lowered interest rates by 50 basis points in September, it was the first cut since the early days of the COVID [...]
In the September 2024 Market Pulse webinar, our panelists had a lively discussion about several end-of-year topics, including how stud [...]
Our experts, Anna Fisher, Vice President, Alternative Finance, and David Sojka, Risk Advisor, discuss the AltFi space and how alternative [...]
In the August 2024 Market Pulse Webinar, we discussed current data points around fintech and alternative data to ensure you're well po [...]
Open banking is a financial services model that allows third-party providers to access a consumer's bank transaction data with their per [...]
In a recent Market Pulse webinar, we discussed current data points around Fintech and alternative data to ensure you're well positioned [...]
Adopting alternative data can provide many benefits to fintechs. During our monthly Market Pulse webinars, our audience submits question [...]
Model efficiency and performance is the key Any company that leverages credit data from multiple credit bureaus is likely fami [...]
Unleash the power of Equifax alternative data and AI-powered risk decisioning from Provenir As a financial services provider, you [...]
The 2024 financial market leaves many in a state of uncertainty except for a certain bright spot: small businesses. This Small Bus [...]
Artificial Intelligence (AI) is all the rage right now. At a recent conference that I attended, a guest speaker was asked, “What’s the f [...]
On our April 18 Market Pulse webinar, our experts talked about the roadblocks that business [...]
Two years ago, Buy Now Pay Later (BNPL) firms were legit Fintech superstars. Globally, transaction values soared by $87 billion from 201 [...]
Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensive and meeting financial commitments more [...]
You know that familiar chime on your phone when a payment is made? That, paired with the steady (metaphorical) hum of billions of dynamic [...]
The warning signs are all around us: many consumers are financially stressed. Already, consumers are getting squeezed by high inflation [...]
In today’s world of lean teams and tight budgets, lenders need to make smart choices about how they divide resources, prioritize efforts [...]
Lenders are becoming smarter about who they lend to. Lenders are using alternative data and advanced analytics to lend faster and smarte [...]
Fintechs are known for their innovation in customer service, transforming accessibility and making payments faster, among other [...]
June 2023’s Market Pulse Webinar explored how fintechs are tackling not only economic headwinds, but tightening credit. We learned how [...]
Fintech companies are disrupting the financial industry. In times of economic uncertainty, the reality of implementing disruptive solution [...]
We’re talking weeks, not months, or years A lot of businesses feel “stuck” in today’s uncertain market, unsure about how to get [...]
In today’s shifting economy, many credit unions continue to focus on maintaining adequate liquidity. Lower interest rates over the past [...]
From record inflation and rising interest rates, to wavering consumer spending power and a potential hiring slowdown, the ever-changing [...]
Big banks are flush with data and analytic resources. Optimizing their credit risk models is a seamless, efficient process. It’s [...]
The demographic composition of current and prospective customer bases is changing. And, most financial providers recognize that. Consumers [...]
2022 is the second year for the annual Equifax Accelerate Program and developer challenge in partnership with 1871. 1871 is a Chicago- [...]
The IMF is predicting global growth may slow to 3.2% in 2022 and 2.7% in 2023, down from 6% in 2021. How will the domestic economy fare [...]
2021 was a breakout year for BNPL in the U.S. BNPL gross merchandise value accelerated to $49 billion, with projections to grow another 65 [...]
Our industry leaders are constantly providing and sharing insightful knowledge on topics including factors impacting consumer behavior and b [...]
As U.S. consumers continue to migrate their shopping habits toward online merchants and become more aware of point of sale financing alterna [...]
Turbulence in the economy continues to create challenges for consumers and lenders alike. The wide range in how consumers are being impa [...]
For our February 10 Market Pulse webinar, we discussed Buy Now, Pay Later and their effect on consumer credit scores, plus consumer cr [...]
We had an overwhelming attendance and response at this month’s Market Pulse webinar on the rising financial service, Buy Now, Pay Later [...]
As Buy Now, Pay Later (BNPL) transaction volumes continued to rise through the holiday season, one of the most asked questions is, how does [...]
76.1 million consumers have little-to-no credit history.¹ Unfortunately, having no credit history makes it very difficult for many indiv [...]
For our December 2 Market Pulse webinar, our panel of experts discussed the current and future state of the energy industry. This month’ [...]
Buy Now, Pay Later has continued global growth, with U.S. adoption up sharply over the last two years. The service, which originated from Au [...]
Buy Now, Pay Later (BNPL) financing is soaring in popularity this holiday season. Consumers are using these loans to purchase everything fro [...]
The economy is recovering and the outlook for small businesses is continuing to remain strong. Fintechs have started to step away from t [...]
It’s no big news that today’s consumers are savvier than ever. They expect online interactions — and they better be seamless, or you risk lo [...]
As the economy recovers the outlook for small businesses remains strong. Fintechs have started to step away from traditional credit data [...]
Updated 5/11/2023: The White House declared the end of the Covid-19 Health Emergency May 11, 2023 so some of the details mentioned in th [...]
The Equifax Cloud™ is the new foundation of our business. Built primarily on the Google Cloud, it is the result of our $1. [...]
In this recap of our June 24 webinar, “Market Pulse: Accelerating Access to Credit,” Chris Wheat, Co-President at JPMorgan Chase Institu [...]
Businesses and consumers alike are experiencing information overload as they try to understand how the world is evolving in light of the COV [...]
In this recap of our May 6 webinar, “Market Pulse: Growth Amid Rising Fraud,” Amy Crews Cutts, President and Chief Economist at AC Cut [...]
Updated 5/11/2023: The White House declared the end of the Covid-19 Health Emergency May 11, 2023 so some of the details mentioned in th [...]
Equifax has come a long way since its founding in 1899 by a pair of Tennessee-based grocers. Those long-ago grocers compiled lists of cu [...]
Does Your Data Tell the Whole Story? As a marketer, you’ve heard the mantra: let the data tell the story. But does data tell th [...]
This is a recap of the April 1 webinar, Market Pulse: The Tide is Turning. We are sharing key insights on the U.S. economy and consumer [...]
Defining Quality Data As marketers, we rely on data. But whether we use it to make key business decisions or simply cite th [...]
Creating a Bespoke Customer Experience SoFi reached a major milestone last year: one million members, and durin [...]
We captured key insights from the January 14 webinar, Market Pulse: Planning in a K-Shaped Recovery, featuring Cris deRitis, Deputy Chie [...]
This is a recap of the December 10 webinar, Market Pulse: Consumer Spending Trends and Expectations. We’re sharing key insights offere [...]
This is part 1 of a 3-part series Accelerating Growth in the FinTech Space While the COVID-19 pandemic is upending the status quo for man [...]
Updated 5/11/2023: The White House declared the end of the Covid-19 Health Emergency May 11, 2023 so some of the details mentioned in th [...]
Leveraging a Faster Model Development Environment for Data Analytics Moving from data to insights is no easy feat for today’s bus [...]
It All Starts with Building the Right Attributes With the data explosion we’ve seen in recent years, businesses have access t [...]
The Data Science Lab is the heart of innovation at Equifax. In this interview, Chris Yasko, Interim Enterprise Innovation Offic [...]
Today’s static consumer credit profile provides a limited understanding of financial behaviors and risk profiles. Alternatively, trended [...]
Why Trended Data Impacts Credit Decisions Today, many lenders rely strictly on a static credit score. This provides a snapshot [...]
Technology and better security measures are making it more difficult for card counterfeiters to beat the system. So today’s criminals are tu [...]