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Tom Aliff

Tom Aliff

Risk Advisors Leader

About the Author

About the Author

At Equifax, Tom leads the Risk Advisors practice. Previously, Tom led the Data and Analytics consulting practice and US Consumer and Commercial Analytics with accountability for creating actionable insights and models delivered to the US consumer and commercial customer base. Tom joined Equifax in July 2009. He brings years of analytical experience leading teams on statistical modeling engagements, analysis, and consultation across several verticals. Previously Tom held a statistical modeling consultant role at Experian. Before Experian, Tom was a Risk Modeler/Manager at American General Finance (now OneMain Financial). Tom holds a Master of Science in Applied Statistics from Purdue University and a Bachelor of Science degree in Mathematics with a concentration in Statistics, also from Purdue University.

Recent Articles by this Author

Recent Articles

Market Trends Economic Insights: Interest Rates, Fed Actions, and Global Impact

As the Federal Reserve prepares to start cutting its key interest rate from its current 23-year high, and a U.S. president [...]

August 29, 2024
Market Trends Auto Loan Delinquencies and Fraud on the Rise: What You Need to Know

In the world of auto lending, trends and statistics reveal important shifts in how different types of lenders are faring. Here is an ove [...]

August 27, 2024
Credit Risk The New Normal: June Auto Data and Implications for Lenders

The New Normal The automotive industry is in radical transformation. Who will succeed? The automotive industry’s success depend [...]

July 30, 2024
Credit Risk Insights on Consumer Credit Risk and the K-Shaped Recovery

  In the latest episode of the Market Pulse podcast, the Equifax Risk Advisors team delves into the current eco [...]

July 26, 2024
Podcast
Credit Risk Auto Insights: How to Move Forward Given Current Trends

In the ever-evolving landscape of auto financing, a multitude of factors shape market dynamics. From shifts in lender strategies to chan [...]

July 03, 2024
Credit Risk Understanding Current Auto Loan Trends: A Look at the Numbers

Published in May 2024, our U.S. National Consumer Credit Trends Report on Originations¹ provides trends in auto loans, leases, and dee [...]

June 25, 2024
Credit Risk Mitigate Risk in Your Portfolio with These Review Tips

You might be asking yourself the $20 trillion-dollar question: are we in a recession? And, what does that mean for risk in my portfolio? [...]

December 13, 2022
Market Trends Impact of Global Economic Headwinds on the US Economy

The IMF is predicting global growth may slow to 3.2% in 2022 and 2.7% in 2023, down from 6% in 2021. How will the domestic economy fare [...]

December 06, 2022
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