456 Articles
Data Driven Marketing The Wealth Boom: Who's Really Winning?

According to IXI estimates, consumer wealth has grown by an incredible 247% since The Great Recession. That’s more than $47 trillion i [...]

Commercial Business Small Business Lending: Holding Steady Despite Uncertainty

The small business lending environment remains solid, even though some challenges are present.¹ While loan defaults and delinquencies ar [...]

Credit Risk Three Reasons Why an Updated Income Model Can Help You Make Better Business ...

Many lenders frequently use income estimates to help inform their decisions. For example, income estimates are often used to help evalua [...]

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Consumer Credit A Win-Win: Introducing the New NCTUE Consumer Portal

Consumers can now take greater control of their credit information managed by the National Consumer Telecom & Utilities Exchange ( [...]

Consumer Credit Credit Freezes and Lending: Navigating the New Normal

In today's digital age, consumers are increasingly conscious of their credit security. Credit freezes and locks have become popular tools [...]

Alternative Data FAQ: What is Alternative Data?

Now more than ever in this rapidly changing market, alternative data solutions can help solve some of the banking and lending industry’s [...]

Alternative Data Expanding Lending Horizons: Leveraging Alternative Data for Better Insights

While the world of consumer credit continues to evolve with the advent of newer forms of financing like fintech lending and Buy Now Pay [...]

Market Trends In the Aftermath: Understanding Natural Disasters’ Impact on the Economy

Natural disasters like wildfires, hurricanes, and floods can leave lasting effects on individuals and communities. These events disrupt [...]

Market Trends Bracing for Impact: Navigating the Shifting Tides of Student Loan Repayment

The landscape of consumer credit is undergoing a significant transformation, largely driven by the resumption of federal student loan de [...]

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Credit Risk Weathering the Affordability Crisis: Strategies for Success for Automotive ...

The current economic climate presents challenges that directly impact consumer affordability. Between persistent supply chain disruptions, [...]

Market Trends Expert Q&A: Inflation, Tariffs, and the U.S. Labor Market

Both before and during each Market Pulse webinar, our audience submits their burning questions to our expert panelists, some of which we [...]

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Consumer Credit February 2025 Key Consumer Credit Insights

The February Market Pulse webinar showcased insights from Equifax Risk Advisor Tom O’Neill concerning current consumer credit trends. [...]

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