Equifax Complete™

Take control of your credit

Credit score and report features include:

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  Daily access to your credit score

  Your credit scores can fluctuate, and it’s important to know where you stand. Stay in the know with daily access to your VantageScore^® credit score.

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  Daily credit score monitoring

  You’ll know if key changes occur to your VantageScore credit score, because we’ll be monitoring it and notifying you with custom alerts.

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  Daily access to your Equifax credit report³

  Your credit reports are a summary of your credit history. Feel confident with the ability to check your Equifax credit report anywhere, anytime.

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  Equifax credit report monitoring

  You’ll know if key changes occur to your Equifax credit report, because we’ll be monitoring it and notifying you with custom alerts.

Help better protect yourself from identity theft

Identity theft protection features include:

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  Automatic fraud alerts⁴

  If you believe you’re a victim of fraud, you can activate automatic fraud alerts and we'll place an initial alert on your credit report. This alert encourages lenders to take extra steps to verify your identity before extending credit. On an annual basis, we'll automatically renew your fraud alert, so you don't have to.

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  Equifax credit report lock⁵

  Feel more secure knowing your Equifax credit report is locked down from being accessed (with certain exceptions) for the purposes of extending credit.

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  Identity restoration

  Should you become a victim of identity theft, our dedicated ID Restoration Specialists will work on your behalf to help you recover.

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  Up to $500,000 in identity theft insurance¹²

  If you’re a victim of ID theft, we have your back. We provide up to $500,000 in coverage for certain out-of-pocket expenses you may face as a result of having your identity stolen.

Equifax Complete™

1. The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
2. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
3. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
4. The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
5. Under certain circumstances, access to your Equifax Credit Report may not be available as certain consumer credit files maintained by Equifax contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your Equifax Credit Report. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made.
6. The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
7. Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like Equifax Consumer Services LLC, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.
8. Credit monitoring from Experian and TransUnion will take several days to begin.