Equifax has been driving responsible Artificial Intelligence innovation for nearly a decade. We are committed to ensuring transparency and explainability in the use of AI and infuse our patented AI techniques into solutions designed to enable customers to get to insights faster — helping to create new consumer opportunities.
AI at Equifax
EFX.AI Governance and Model Risk Management
Learn how we are exploring responsible and ethical ways to implement EFX.AI solutions.
Transparency and Explainability
Equifax led the way towards an industry standard for explainable AI — introducing the first Machine Learning credit scoring system with the ability to generate logical and actionable reason codes for the consumer nearly a decade ago.
AI-Infused Products: OneScore
Innovative scoring models like OneScore combine the power of the Equifax Cloud with alternative data insights as well as patented AI techniques and machine learning.
Our Commitment to Responsible AI Innovation
Equifax uses AI Systems in a transparent, trustworthy, fair, explainable, and secure manner, to provide benefits to consumers, customers, and our technical and business operations. EFX.AI is aligned to our corporate goals and shared corporate values. Our infrastructure is tailored to manage highly regulated, non-public data – critical to the trusted use of AI.
Patent Spotlight
1,000+ Equifax analytics professionals
Anticipating the evolving needs of customers and consumers around the world.
100+ approved patents**
supporting our approach to AI
The Equifax AI patent portfolio centers on the creation of models for use in financial decisioning and fraud prevention.
** Note: Number of patents as of October 2024
Maximizing AI Performance with the Equifax Cloud™
The Equifax Cloud was custom built to maintain and manage the large volume of diverse, proprietary datasets needed to maximize AI performance. Our vision for the Equifax Cloud is to expand the depth and predictiveness of our data to help our customers innovate faster and create more effective insights into the people and communities they serve.
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Fostering Responsible AI Research and Education
We partner with other leading technology organizations and academic institutions around the world to drive responsible AI research and development for the benefit of both consumers and the industry at large.
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Helping People Live Their Financial Best
Furthering access to credit with AI and Alternative Data
Explaining the Equifax Data Fabric
Making trusted, proprietary data sources accessible for innovation