Find out why lenders may deny you credit and steps you can take if you are denied
What To Do If You've Been Denied Credit
Find out why lenders may deny you credit and steps you can take if you are denied.
How do I qualify for an additional free credit report?
- You're unemployed and intend to apply for employment within 60 days.
- You're receiving public welfare assistance.
- You believe your credit report contains inaccurate information due to fraud.
- You've been denied credit or insurance within the past 60 days.
- You've placed a fraud alert on your credit reports.
- Your state offers a free or reduced-price credit report.
How it works
1
Start your request
Create a myEquifax account or call 866-349-5191 or put your request in writing and mail to Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374-0241
2
Select your reason
Tell us why you're requesting an additional Equifax credit report. Not sure what is acceptable? Check out the list above for qualifications.
3
Check your credit report
Review your Equifax credit report and make sure that all of your information is accurate and complete.
We define some words you may see on your credit reports
What Does That Mean?
A Guide To Equifax Credit Report Terminology
When reviewing your Equifax credit report, you might not know what some terms mean. We define some words you may see on your credit reports.
Follow our checklist to learn what to look for on your Equifax credit report
Reviewing Your Equifax Credit Report: A Checklist
Regularly reviewing your credit reports is a great way to ensure the personal and account information listed is accurate and complete. Follow our checklist to learn what to look for on your Equifax credit report.
