Task

Identify New Customer Credit Risk

Evaluate the creditworthiness and potential risk associated with new customers

Marketing to small businesses? Learn more about our Commercial Data Solutions.

Overview

Make Confident Decisions With Reliable Data

Enhance your understanding when assessing and managing the credit risk of new and existing customers. Go beyond the traditional credit file to gain deeper insights into payment transactions, financial habits, employment information, and more. Our expanded credit decisioning solutions, attributes, models, and scores can assist you in making well-informed credit decisions, increasing credit availability, and effectively managing risk.

6 Ways Equifax Can Protect You From Potential Losses

Real Solutions. Real Results.

See how customers have monitored and managed risk.

Get More Predictive

Without the right data, knowing which consumers are the least risky isn’t always easy in order to uncover opportunities. So how do auto, consumer finance, and credit card lenders grow portfolios while minimizing risk?

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Acquire More Customers

ProspectX prescreen response model enables more intelligent prospecting for better campaign results. The result? Achieved 2x to 5x higher response rate within targeted ProspectX score ranges.

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Solutions to Identify New Customer Risk

Automotive

Find ideal customers and understand financial capacity

Commercial

Grow commercial accounts and make smarter decisions with the right data, seamless delivery and dedicated service

Communications & Utilities

Reduce write-offs and and improve profitability by assessing new applicant risk

Credit Unions

Discover and assess credit risk of prospective members for more confident lending

Financial Services

Expand access to credit while effectively mitigating risk

Fintech

Identify and target new customers quicker and with greater confidence

Gaming

Better manage risk and compliance, while promoting responsible gaming

Government

Make better informed eligibility decisions

Healthcare

Help accounts receivable management determine a patient’s propensity to pay

Insurance

Better quote and manage risk of policyholders

Logistics

Quickly identify prospective customers based upon desired parameters

Manufacturing

Ensure creditworthiness of new commercial customers

Mortgage & Housing

Identify and approve quality borrowers and renters efficiently

Retail & E-Commerce

Find customers who are a good fit based on estimate financial capacity

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Ready to Complete Your Task?

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