Task

Identify New Customer Credit Risk

Evaluate the creditworthiness and potential risk associated with new customers
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Overview

Make Confident Decisions With Reliable Data 

Enhance your understanding when assessing and managing the credit risk of new and existing customers. Go beyond the traditional credit file to gain deeper insights into payment transactions, financial habits, employment information, and more. Our expanded credit decisioning solutions, attributes, models, and scores can assist you in making well-informed credit decisions, increasing credit availability, and effectively managing risk.

Learn how using more expansive data can help deliver better business outcomes.

Reliable Data For Better Decisions 

Gain a more complete view when assessing and managing new customer credit risk. Go beyond the traditional credit file to get deeper insights into payment transactions, financial behaviors, employment information, and more. Our expanded credit decisioning solutions, attributes and scores can help you make more informed credit decisions, expand access to credit, and help you mitigate risk.  
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        6 Ways Equifax Can Protect You From Potential Losses

        Evaluate and Segment Risk
        OneScore 
        A multi-data credit score for more predictability.
         
        Improve Risk Decisions
        Consumer Credit File
        Make more accurate credit decisions with robust consumer credit data.
        Boost Performance
        Consumer Attributes
        The industry’s largest, most powerful attributes portfolio delivering enhanced predictability & performance.
        Obtain Deeper Insights
        VantageScore
        A new standard for credit scoring.
        Quicker Credit Decisions
        OneView
        Rethinking credit: the new standard in credit insights delivery.
        Creates a Fuller View
        DataX Credit Report
        Bring more borrowers into view with non-traditional credit data.

        Real Solutions. Real Results.

        See how customers have monitored and managed risk.
        Get More Predictive
        Without the right data, knowing which consumers are the least risky isn’t always easy in order to uncover opportunities. So how do auto, consumer finance, and credit card lenders grow portfolios while minimizing risk?
        View Infographic
        Acquire More Customers
        ProspectX prescreen response model enables more intelligent prospecting for better campaign results. The result? Achieved 2x to 5x higher response rate within targeted ProspectX score ranges. 
        Read Case Study

        Solutions to Identify New Customer Risk

        Automotive

        Find ideal customers and understand financial capacity

        Commercial

        Grow commercial accounts and make smarter decisions with the right data, seamless delivery and dedicated service

        Communications & Utilities

        Reduce write-offs and and improve profitability by assessing new applicant risk

        Credit Unions

        Discover and assess credit risk of prospective members for more confident lending


         

        Financial Services

        Expand access to credit while effectively mitigating risk

        Fintech

        Identify and target new customers quicker and with greater confidence

        Gaming

        Better manage risk and compliance, while promoting responsible gaming

        Government

        Make better informed eligibility decisions

        Healthcare

        Help accounts receivable management determine a patient’s propensity to pay

        Insurance

        Better quote and manage risk of policyholders

        Logistics

        Quickly identify prospective customers based upon desired parameters

        Manufacturing

        Ensure creditworthiness of new commercial customers 

        Mortgage & Housing

        Identify and approve quality borrowers and renters efficiently

        Retail & E-Commerce

        Find customers who are a good fit based on estimate financial capacity

        See All Industries
        Solution

        See the Bigger Picture and Make Better Decisions

        With access to our trusted data, predictive analytics, and cloud-native data fabric, you'll be able to more confidently and efficiently understand who you are doing business with. Choose Equifax and get deeper insights into your prospects, enabling you to say “yes” to more while mitigating risk. 
        Ready to Complete Your Task?

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        Need Help Deciding?

        Connect with our sales team today to get a product consultation.