Task

Identify New Customer Credit Risk

Evaluate the creditworthiness and potential risk associated with new customers
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Overview

Make Confident Decisions With Reliable Data 

Enhance your understanding when assessing and managing the credit risk of new and existing customers. Go beyond the traditional credit file to gain deeper insights into payment transactions, financial habits, employment information, and more. Our expanded credit decisioning solutions, attributes, models, and scores can assist you in making well-informed credit decisions, increasing credit availability, and effectively managing risk.

Reliable Data For Better Decisions 

Gain a more complete view when assessing and managing new customer credit risk. Go beyond the traditional credit file to get deeper insights into payment transactions, financial behaviors, employment information, and more. Our expanded credit decisioning solutions, attributes and scores can help you make more informed credit decisions, expand access to credit, and help you mitigate risk.  
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6 Ways Equifax Can Protect You From Potential Losses

Evaluate and Segment Risk
OneScore 
A multi-data credit score for more predictability.
 
Improve Risk Decisions
Consumer Credit File
Make more accurate credit decisions with robust consumer credit data.
Boost Performance
Consumer Attributes
The industry’s largest, most powerful attributes portfolio delivering enhanced predictability & performance.
Obtain Deeper Insights
VantageScore
A new standard for credit scoring.
Quicker Credit Decisions
OneView
Rethinking credit: the new standard in credit insights delivery.
Creates a Fuller View
DataX Credit Report
Bring more borrowers into view with non-traditional credit data.

Real Solutions. Real Results.

See how customers have monitored and managed risk.
Get More Predictive
Without the right data, knowing which consumers are the least risky isn’t always easy in order to uncover opportunities. So how do auto, consumer finance, and credit card lenders grow portfolios while minimizing risk?
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Acquire More Customers
ProspectX prescreen response model enables more intelligent prospecting for better campaign results. The result? Achieved 2x to 5x higher response rate within targeted ProspectX score ranges. 
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Solutions to Identify New Customer Risk

Automotive

Find ideal customers and understand financial capacity

Commercial

Grow commercial accounts and make smarter decisions with the right data, seamless delivery and dedicated service

Communications & Utilities

Reduce write-offs and and improve profitability by assessing new applicant risk

Credit Unions

Discover and assess credit risk of prospective members for more confident lending


 

Financial Services

Expand access to credit while effectively mitigating risk

Fintech

Identify and target new customers quicker and with greater confidence

Gaming

Better manage risk and compliance, while promoting responsible gaming

Government

Make better informed eligibility decisions

Healthcare

Help accounts receivable management determine a patient’s propensity to pay

Insurance

Better quote and manage risk of policyholders

Logistics

Quickly identify prospective customers based upon desired parameters

Manufacturing

Ensure creditworthiness of new commercial customers 

Mortgage & Housing

Identify and approve quality borrowers and renters efficiently

Retail & E-Commerce

Find customers who are a good fit based on estimate financial capacity

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Solution

See the Bigger Picture and Make Better Decisions

With access to our trusted data, predictive analytics, and cloud-native data fabric, you'll be able to more confidently and efficiently understand who you are doing business with. Choose Equifax and get deeper insights into your prospects, enabling you to say “yes” to more while mitigating risk. 
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