If you receive a credit monitoring alert, log into your Equifax product for further details about the alert. If the alert is regarding activity that you expected, there is usually nothing you need to do. If the alert is regarding unexpected activity, determine if it could be a sign of potential fraud or identity theft. Contact your lender or creditor or your financial institution. If you believe you may be a victim of identity theft, see "Identity Theft: What it is, What to Do."