Tip of the Month: Equifax's Convenient Online Dispute Resolution

Imagine that you're preparing to apply for a mortgage to buy the house of your dreams — or making any other large transaction, for that matter — and you order your credit report so you'll know what lenders will see about your credit history. Everything looks in order until you find something you think is an error on your report — that could potentially impact your ability to get the loan or the loan terms. What should you do? Equifax's convenient Online Dispute Process makes it easy for you to dispute the accuracy of information in your credit report quickly and efficiently. Find out how.

If you find what you consider an error or inconsistency in your Equifax credit report, there's a link in the Member Center that makes disputing the inaccurate information as easy as clicking a mouse. Simply:

• Log into your Member Center and view your most recent Equifax Credit Report (if available) or order a new report.
• Once you are able to view your report, locate and click on the “Dispute File Information” link to view an interactive version of your report, making it easy to initiate the dispute process.
• If you already have your Equifax Report Confirmation number, you may also initiate an online dispute at www.investigate.equifax.com.

Equifax introduced this online dispute process to provide you a convenient and efficient way to dispute information on your Equifax credit report — completely free of charge. While we hope you never find an inaccuracy in your credit report, it's now easier than ever to take action if you do.