Don't leave yourself vulnerable. Get the identity protection you need … with automatic fraud alerts and credit monitoring.
Equifax ID Patrol™ gives you identity protection — for less than you might be paying with your current subscription.
You deserve better than broken promises. Get what you're paying for, and enjoy identity protection made simple with Equifax ID Patrol.
In addition to safeguarding your personal information and taking precautions against online identity theft, you can enhance your credit monitoring and identity theft protection efforts by subscribing to ID Patrol.™ It's the most comprehensive identity theft protection product available from Equifax.
ID Patrol gives you the ability to Lock and unlock your Equifax credit file:
The ability to lock and unlock access to your Equifax credit file means that you control who can see your Equifax credit file — and when.† And you can do it all online or by phone, easily and quickly.
ID Patrol proactively scans the Internet for your sensitive personal information:
ID Patrol scans suspected Internet trading sites — where identities may be sold for as little as a few dollars. ID Patrol will scan for your Social Security number (if you elect) and up to 10 major credit or debit card numbers you provide, and will alert you if your information is found.±
ID Patrol monitors your credit file with all 3 Nationwide Credit Reporting Agencies:
Daily, comprehensive monitoring of your Equifax, Experian and TransUnion credit files, and alerts within 24 hours of key changes. So, if something doesn't look right to you, you can take action immediately … before MAJOR damage is done.
ID Patrol provides an Identity Theft Resolution Specialist 24/7:
Our trained and helpful Identity Theft Resolution Specialists will help you understand the process of notifying the proper authorities, banks and other institutions in the event your identity is stolen.
Automatic Fraud Alerts:
The Automatic Fraud Alert feature lets you reinforce your identity theft protection. Fraud Alerts notify lenders that they should take steps to verify your identity, such as contacting you before authorizing new or additional credit to prevent credit from being fraudulently opened in your name. When you enroll in the Automatic Fraud Alert feature, we'll place your free initial 90 day fraud alert on your Equifax credit file and, once it's successfully placed, we'll refer your Fraud Alert request to Experian and TransUnion. Then, every 90 days, we'll automatically renew your Fraud Alert request for you. It's easy. It's automatic. And it keeps you protected.*
Identity theft involves an individual's personal information — such as name, address, Social Security number or credit/debit account numbers, etc. — being stolen and used to commit credit fraud or identity fraud. Various forms of credit and identity fraud include using a consumer's existing credit account, opening new accounts, acquiring loans and renting property.
One of the best ways to protect yourself and your credit against identity theft is to understand how ID theft occurs and how you can avoid being a victim. Identity theft can occur in any number of ways. Make efforts to safeguard your sensitive personal information in both your everyday activities and while online — the incidence of online identity theft has continued to increase over time. Be sure to shred sensitive documents or lock them in a safe place. Have your mail service stopped if you take any long trips, and take care on the Internet to use secure sites in an effort to prevent online identity theft.
Vigilance is key in minimizing the threat of identity theft. If ID theft is not caught early, significant damage could be done. Victims of identity theft might not realize their predicament until they are denied loans, job opportunities, or worse. Knowing how to avoid being a victim, along with credit report monitoring or credit score monitoring — such as the monitoring products offered by Equifax® — can help you prevent or minimize the damage associated with identity theft.
* Feature available November 2009. The Automatic Fraud Alert feature is made available to consumers by Equifax Information Services LLC and fulfilled on its behalf by Equifax Consumer Services LLC.
† Locking your credit file with Equifax Credit Report Control will prevent access to your Equifax credit file by certain third parties, such as credit grantors or other companies and agencies. Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies like Equifax Personal Solutions which provide you with access to your credit report or credit score or monitor your credit file; Federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you.
†† Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions.
± WebDetect will scan for your Social Security number (if you choose to) and up to 10 major credit/debit card numbers you provide. WebDetect scans thousands of internet sites where consumers' personal information is suspected of being bought and sold, and is constantly adding new sites to those it searches. However, the Internet addresses of these suspected internet trading sites are not published and frequently change, so there is no guarantee that WebDetect is able to locate and search every possible internet site where consumers' personal information is at risk of being traded.
Equifax is a registered trademark and Equifax ID Patrol is a trademark of Equifax Inc. © 2009, Equifax Inc., Atlanta, Georgia. All rights reserved.
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