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Safeguard your identity
with Equifax Complete Premier
Free for the first week, then $19.95 per month thereafter. You may cancel at any time; however, we do not provide partial month refunds.1

Get your 3-Bureau Credit Scores!

Equifax 3-Bureau credit scores are based on an Equifax credit score model and are not the same scores used by 3rd parties to assess your creditworthiness.2

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Accessing your scores is as easy as 1, 2, 3

Complete the Simple Forms See Your Scores Manage Your Credit
Credit monitoring gives you more confidence. Identity protection gives you greater peace of mind.

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Rest easy knowing
assistance is available

Lost wallet assistance feature. One call for help replacing credit cards, ID cards and much more!

Financial Alerts

Financial Alerts
Set up financial alerts to key changes or suspicious activity on your banking and credit card accounts.

Unlimited access to your Equifax credit score

Unlimited access to your Equifax credit score
means you get your info whenever you
want it.

Score trending

Credit Score trending
gives you a graphical view of your
credit score over time.

Identity Theft Protection

Identity Theft Protection
with $1,000,000 ID Theft Insurance3 and Automatic Fraud Alerts.4

Privacy Monitoring
Take steps to know where your personal information appears online and help protect its accuracy.5
Powered by Reputation.com

Interactive Score Estimator

Interactive Score Estimator
Learn how future actions could
impact your credit score.6

Enjoy the added confidence of Internet Monitoring

Social Security Monitoring
Searches suspicious web sites for your Social Security number.7

Safeguard your identity

Safeguard your identity
with the ability to lock and unlock your Equifax credit file.8

The Equifax credit score is based on an Equifax credit score model and is not the same as scores used by 3rd parties to assess your creditworthiness.2

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What is a Credit Score?

Your credit score is a mathematical model designed to predict credit risk, based on data contained within your credit file. Lenders typically review this type of information to determine whether to extend credit, and on what terms. A higher score usually means you pose a lower risk to the lender, who will, in turn, be more likely to offer you favorable interest rates. The information contained in your credit files changes over time and so might any new scores based on your data. For example, your credit score from a month ago may have changed if there has been any recent activity on your credit file. A number of factors can affect your credit score, including:

  1. Payment history
  2. Public records
  3. The length of your credit history
  4. Any new accounts you may have opened
  5. Inquiries into your credit file
  6. How many accounts you have in use

The Equifax Credit Score™ model — a proprietary formula using the information from your Equifax credit file — is a numerical value ranging from 280-850; the higher the value the lower the credit risk. Third parties may use other credit scoring models to determine creditworthiness, so your actual number could vary when making an application. However, most models consider similar factors and share a common theme — generally, the higher your score, the lower the credit risk.

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Free for the first week, then $19.95 per month thereafter. You may cancel at any time; however, we do not provide partial month refunds.1