Premium Customer Portfolio Review

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Case Studies/Articles

Employment Triggers Validation Study

Enhancing traditional risk mitigation strategies by adding an alert that warns the credit issuer of a change in employment status provides a leading indicator of bank card default loss risk.

Payment-to-Income Ratio Validation Study

Enhancing traditional risk mitigation strategies by utilizing a payment-to-income ratio measure allows a clearer picture of potential risk, leading to decreased future bad debt.

Product - Premium CPR

Get the Tools You Need to Manage Your Portfolio Today

Equifax Premium CPR^SM provides enhanced portfolio risk decision making and account prioritization. This tool provides Equifax credit data and analytics, along with unique income and employment data, including…

• Employer Reported Consumer Income and Employment Information

• Monthly Debt Payment Information

• Consumer Debt-to-Income Ratios

…to accounts within a lender's portfolio, enabling the lender to identify, prioritize, and categorize mitigation and debt recovery opportunities.

What’s the Benefit to Your Business?: Mitigate delinquency and default; Preserve profitability; Assess customers ability to pay

To contact an Equifax sales representative, please call 1-866-816-8573

Why use Equifax

As the needs of our customers have evolved, so have we. Expanding on our role as the trusted steward of credit data, Equifax has grown into the leading provider of technology-and analytics-fueled information solutions.