Les alertes d'Equifax seront envoyées à l'adresse électronique fournie lors de l'inscription.
Le Score de crédit Equifax mc est un modèle de scorage exclusif élaboré par Equifax. Il s'agit du calcul de l'information dans votre dossier de crédit et il est utilisé pour prédire le risque de crédit. Le Score de crédit va de 280 à 850, où un score plus élevé présente un risque de crédit plus faible. En d'autres mots, plus les scores sont élevés meilleurs ils sont. Chaque score est assorti d'explications et d'outils. Il existe plusieurs scores et modèles de crédit dans le marché et il est fort probable que les prêteurs utilisent un score différent lorsqu'ils évaluent votre solvabilité.
Votre mise à jour trimestrielle personnelle révise attentivement
votre information de crédit à Equifax Canada Inc. chaque trimestre
afin de vous aider à rester solvable et en sûreté.
Votre score de crédit est mis à jour tous les trois mois afin que
vous puissiez suivre vos progrès dans le temps.
A plan you can follow to pay down your debts more quickly and save
money on interest. The Fast Pay Plan Wizard makes it easy for you to
create your plan by importing debts you want to include from your
Equifax Credit Report™. Then you track your progress against your plan
with automatic updates from your credit report.
Dans l'éventualité où votre identité était compromise alors que vous adhérez à un produit qui offre l'assurance contre le vol d'identité, vous pourriez être remboursé pour certaines dépenses et pertes prévues, jusqu'au montant déterminé. L'assurance est souscrite par les filiales ou les sociétés du groupe Chartis Inc. La description aux présentes ne constitue qu'un sommaire et ne comprend pas toutes les conditions et exclusions de la police décrite. Veuillez consulter le Sommaire des avantages dans la page de visualisation du produit pour les détails de la garantie et des exclusions.
Consumer data is traded online everyday. Be alerted whenever any of
your provided credit card numbers or social security number are found
on suspected internet trading sites.
In the event that your identity is compromised and used
fraudulently, you may be covered with Identity Theft Insurance. Certain
expenses and losses, up to the specified amount, may be reimbursed.
Insurance underwritten by member companies of American International
Group, Inc. The description herein is a summary only. It does not
include all terms, conditions and exclusions of the policies described.
Please refer to the actual policies for complete details of coverage and
exclusions.
If you fall victim to identity theft, rest assured that our expert
team of identity theft resolution specialists will be available to
assist you.
The 3-in-1 report provides all three of your credit reports from
Equifax, Experian, and TransUnion in an easy-to-read report. It's
usually a good idea to review all three reports as lenders may not
report data to all three agencies.
The Equifax Credit Score™ is a proprietary credit scoring model
developed by Equifax. It is a calculation of the information in your
credit file, and is used to predict credit risk. It can be used to
calculate a score for not only your Equifax credit file, but also your
Experian and TransUnion credit files. This score ranges from 280 to 850,
with higher scores representing lower credit risk. In other words,
higher scores are better scores. Each score comes with detailed
explanations and tools.
Soyez alerté dans les 24 heures que d'importantes modifications ont été apportées à votre dossier de crédit.
Soyez alerté dans les 24 heures que d'importantes modifications ont été apportées à votre dossier de crédit.
L'accès à nos agents du service à la clientèle est offert sept jours par semaine.
Accès en ligne à votre dossier de crédit après achat. Votre dossier
ne se met pas à jour.
An initial fraud alert is an indicator on your credit file that you
can choose to place when you believe that you have been or are about to
become a victim of fraud or a related crime, so that lenders take steps
to verify your identity before opening a new account/loan or extending
credit in your name. Lenders that obtain a credit file that includes a
fraud alert are supposed to contact the consumer, or take other
reasonable steps to verify the consumer's identity, before granting the
request for credit. The initial fraud alert will stay on your credit
file for 90 days. You also have the option of placing an extended (7
year) fraud alert. For information on how to add an extended fraud alert
to your credit file please go to: https://www.alerts.
equifax.com/AutoFraud_Online/jsp/fraudAlert.jsp.
Placing a fraud alert on your credit file is one step you can take to
help protect yourself from identity theft if you believe you are at
risk. Locking your credit file with Equifax Credit Report Control is
another step you can take.
Si vous êtes victime d'un vol d'identité, nos spécialistes en la matière se tiennent à votre disposition pour vous aider à déterminer les mesures à prendre dans une telle situation.
One of three major national credit reporting agencies.
One of three major national credit reporting agencies.
One of three major national credit reporting agencies.
The Equifax Credit Score™ is a proprietary credit scoring model
developed by Equifax. It is a calculation of the information in your
credit file, and is used to predict credit risk. It can be used to
calculate a score for not only your Equifax credit file, but also your
Experian and TransUnion credit files. This score ranges from 280 to 850,
with higher scores representing lower credit risk. In other words,
higher scores are better scores. Each score comes with detailed
explanations and tools.
Once you successfully authenticate your identity with Equifax, you
can share an "Identify Verified" report with anyone you choose. The
Report will contain a statement that you've been successfully
authenticated by Equifax, as well as basic indicators such as your age
range, city and state of residence, and other key indicators you'll be
able to review prior to sharing.
You can share snapshots of your Identity Report as many times as you
like for up to 30 days. When you choose to share your Identity Report,
Equifax will send a notification along with a unique Report ID that the
recipient must use in order to access your report from Equifax. We'll
always verify the identity of the recipient and match it to the Report
ID before giving him/her access to the snapshot of your Identity Report.
How much debt do you have compared to others? How much credit do
you have access to compared to others? See how your credit compares to
local, state, and national averages.
Access to our knowledgeable customer service agents 7 days a week.
Dispute or correct errors on your Equifax Credit Report™ with our
fast and easy online dispute process. Disputes initiated online
typically have faster resolution times than standard US mail and phone
options. The results are delivered on a secure site and are available
for you to review for up to 90 days
An initial fraud alert is an indicator on your credit file that you
can choose to place when you believe that you have been or are about to
become a victim of fraud or a related crime, so that lenders take steps
to verify your identity before opening a new account/loan or extending
credit in your name. Lenders that obtain a credit file that includes a
fraud alert are supposed to contact the consumer, or take other
reasonable steps to verify the consumer's identity, before granting the
request for credit. The initial fraud alert will stay on your credit
file for 90 days. You also have the option of placing an extended (7
year) fraud alert. For information on how to add an extended fraud alert
to your credit file please go to:https://www.alerts.
equifax.com/AutoFraud_Online/jsp/fraudAlert.jsp.
Placing a fraud alert on your credit file is one step you can take to
help protect yourself from identity theft if you believe you are at
risk. Locking your credit file with Equifax Credit Report Control™ is
another step you can take.
See your credit score range with the Equifax Credit Score Card.
Instead of your specific score number, you'll receive your score range
and a description: Low, Below Average, Average, Above Average, or High.
The Equifax Credit Score™ is a proprietary credit scoring model
developed by Equifax. It is a calculation of the information in your
credit file, and is used to predict credit risk. The Equifax Credit
Score ranges from 280 to 850, with higher scores representing lower
credit risk. In other words, higher scores are better scores. Each score
comes with detailed explanations and tools.
The Equifax FICO® Score is a credit scoring model created by
Fair Isaac Corporation (FICO) for Equifax's use. It ranges from 300 to
850, with higher scores representing lower credit risk. Each score comes
with detailed explanations and tools.
The Equifax Credit Score™ is a proprietary credit scoring model
developed by Equifax. It is a calculation of the information in your
credit file, and is used to predict credit risk. It can be used to
calculate a score for not only your Equifax credit file, but also your
Experian and TransUnion credit files. This score ranges from 280 to 850,
with higher scores representing lower credit risk. In other words,
higher scores are better scores. Each score comes with detailed
explanations and tools.
The Equifax Credit Score™ is a proprietary credit scoring model
developed by Equifax. It is a calculation of the information in your
credit file, and is used to predict credit risk. It can be used to
calculate a score for not only your Equifax credit file, but also your
Experian and TransUnion credit files. This score ranges from 280 to 850,
with higher scores representing lower credit risk. In other words,
higher scores are better scores. Each score comes with detailed
explanations and tools.
