Business Credit Scores

Business credit scores can support smart, efficient decisions throughout the commercial customer lifecycle by offering quick, reliable insight into fraud, financial risk, general credit worthiness and potential for failure, without the effort of manually reviewing a credit file.

To give you even stronger, more detailed insights, such as how a business pays its credit obligations during fluctuating economic circumstances, Equifax offers a robust suite of Business Credit Scores that are built on pre-recession, recession and post-recession data. With double the number of attributes, scorecards for both large and small businesses and new scoring criteria to help identify potential fraud, our scoring systems provide more predictive power so you can have greater confidence in the decisions you make.

Equifax Business Credit Scores Products:

For commercial data contributors: For non-data contributors:
  • Business Delinquency Score
  • Business Delinquency Risk Class
  • Business Delinquency Financial Score
  • Business Delinquency Financial Risk Class
  • Business Failure Score
  • Early Default Score
  • FICO SBSS 7.0
  • Business Credit Risk Score
  • Business Credit Risk Class
  • Business Failure Risk Rating