Capital Markets

Up-to-date borrower performance across all credit obligations

Our whole loan solutions help you profile potential investments by differentiating between low-risk and high-risk whole loan pools and ABS deals.

The value to your business

• Understand borrower financial health trends
  • Accurately profile borrowers’ latest performance across all their credit obligations
  • Reduce the risk of overbidding and underbidding
  • Incorporate wealth-based data to better understand a borrower’s likely financial position
• Improve risk assessment
  • Identify changes in loan value and default risk earlier in your process
  • Identify putbacks and potential fraud
• Monitor risk with a wide range of property valuation solutions
  • See the underlying data that supports an estimated property value, providing a 100% transparent solution as opposed to other "black box" AVMs in the market today
• Increase efficiency
  • Focus more of your time on the “best” loan pools
  • Focus your manual due diligence efforts on the right loans
• Enhance decision-making
  • Determine which loans to keep and which to unload
  • Target your servicer efforts toward the right loans
• Validate employment and income
  • Mitigate risk at each decision-making point of the mortgage life cycle with accurate employment and income data
  • Unlike a W-2 or paystub, our records are employer-direct, reducing the potential for fraud
• Access reliable property valuations
  • Broker Price Opinions (BPOs) tailored to your needs
  • Extensive, hands-on quality control