Products and Services for Retail Credit Grantors

It is imperative that your company have access to the information necessary to validate personal information for the individuals that you deal with each day. With the confidential information being communicated — online and on the phone — you need to ensure that you are communicating with the right people. Getting fast, accurate information to help you do this can mean faster service delivery, greater efficiency and reduced costs for delivering services.

Listed below are products and services recently purchased by retail credit granting organizations such as yours.
 

Find New Customers

Product or Service

Who It's For

What it Does

Next Steps

Data Attribute Service

For risk and marketing managers looking to improve customer segmentation.

Improves customer segmentation efforts by enriching your customer database with Equifax’s extensive, value-added data.

Get a Quote

Learn More

Process Credit Applications

Product or Service

Who It's For

What it Does

Next Steps

Consumer Credit File

Credit granting companies.

Displays information of consumer credit and payment activities.

Get a Quote

Learn More

Verify ID & Prevent Fraud

Product or Service

Who It's For

What it Does

Next Steps

Corporate Data Breach Assistance

Companies that make credit decisions and are concerned about fraud.

An Equifax support solution specifically designed to address the impact of a breach and to help you recover when your data is compromised.

Get a Quote

Learn More
AgePoint

Companies that need to quickly confirm age and address.

Quickly establish the age and address of your web-based consumers for prompt approval of online orders and transactions.

Get a Quote

Learn More
Gemini

Companies that make credit decisions and are concerned about fraud.

A statistical model that produces a three-digit risk score predicting the likelihood of identity deception or 'application fraud.

Get a Quote

Learn More
SafeScan

Companies that make credit decisions and are concerned about fraud.

An early-warning protection system that helps you combat credit application fraud.

Get a Quote

Learn More
SafeScan ID

Companies that make credit decisions and are concerned about fraud.

Adds to the power of SafeScan by referencing Info-Direct’s™ comprehensive residential and business telephone directory and Equifax’s extensive consumer credit database.

Get a Quote

Learn More

Assess your Customer Portfolio - Risk/Cross-sell

Product or Service

Who It's For

What it Does

Next Steps

Portfolio Management Services

Mid to large size companies that want to automate their account monitoring capabilities.

Automate your account-monitoring capabilities to streamline your review process and accurately identify both premium and high-risk customers.

Get a Quote

Learn More

Custom Consulting & Analytics

Product or Service

Who It's For

What it Does

Next Steps

BEACON

For companies looking to identify different levels of risk in order to make sound credit decisions.
 

Evaluate a consumer’s likelihood of 90+ day delinquency within the following 24 months, thereby reducing your credit-lending risk.

Get a Quote

Learn More
Bankruptcy Navigator Index (BNI)

For companies looking to identify different levels of risk in order to make sound credit decisions.

Predicts the likelihood of a consumer becoming bankrupt within the next 24 months.  Our latest release places special emphasis on the prediction of bankruptcy on high value accounts helping lenders reduce losses by better identifying large balance bankruptcies. BNI can be validated over 12 or 24-months to compare with other scores.

Get a Quote

Learn More
Equifax Risk Score

For companies looking to identify different levels of risk in order to make sound credit decisions.

Our most advanced and most accurate solution to evaluate a consumer’s likelihood of 90+ day delinquency within the following 12 months, thereby reducing your credit-lending risk.

Get a Quote

Learn More
No Hit No Score (NHNS)

For companies looking to identify different levels of risk in order to make sound credit decisions.

Gain the confidence to make informative credit-lending decisions on consumers new to the Canadian market, including 18-24 year olds and recent immigrants.

Get a Quote

Learn More
Call Toll-Free 1-855-233-9226

Monday - Friday, 9am to 5pm

 

 

For inquiries about your personal credit report, please call us at

1-800-465-7166

Newsletters

Get the latest credit news, views and information with Equifax Advisor