Products and Services for Insurance

Under Canadian legislation, insurers are allowed to use Equifax consumer information in connection with the underwriting of insurance. Equifax consumer data has shown a direct correlation between lower credit scores and those individuals who submit claims, in particular fraudulent claims. Without leveraging credit information to determine insurance premiums for customers, you may be missing out on an opportunity to reduce your company’s exposure to risk and to be more profitable, while at the same time helping your customers save money. A win-win for your organization and customers alike!
 
Listed below are products and services recently purchased by insurance organizations such as yours.
 

Process Credit Applications

Product or Service

Who It's For

What it Does

Next Steps

Consumer Credit File

Credit granting companies.

Displays information of consumer credit and payment activities.

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Verify ID & Prevent Fraud

Product or Service

Who It's For

What it Does

Next Steps

Corporate Data Breach Assistance

Companies that make credit decisions and are concerned about fraud.

An Equifax support solution specifically designed to address the impact of a breach and to help you recover when your data is compromised.

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Citadel

Companies concerned about fraud and require a sophisticated fraud detection and prevention solution. 

A web based, Equifax hosted enterprise fraud management solution that helps to identify high-risk or potentially fraudulent activities before it negatively impacts your business.

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eIDVerifier

Companies that need to verify identity in real time.

A sophisticated authentication process that provides greater accuracy for online applications than traditional off-line, one-on-one identity verification alternatives.

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eIDCompare

Companies that need to verify identity in real time.

Provides real-time consumer authentication for online transactions and enables you to process transactions immediately.

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Assess your Customer Portfolio - Risk/Cross-sell

Product or Service

Who It's For

What it Does

Next Steps

Portfolio Management Services

Mid to large size companies that want to automate their account monitoring capabilities.

Automate your account-monitoring capabilities to streamline your review process and accurately identify both premium and high-risk customers.

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Custom Consulting & Analytics

Product or Service

Who It's For

What it Does

Next Steps

BEACON

For companies looking to identify different levels of risk in order to make sound credit decisions.
 

Evaluate a consumer’s likelihood of 90+ day delinquency within the following 24 months, thereby reducing your credit-lending risk.

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Canadian Auto Risk Score (CARS)

For companies that make auto financing transactions.

An accurate predictive tool to use in decision-making with auto loan or lease applications

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Equifax Risk Score

For companies looking to identify different levels of risk in order to make sound credit decisions.

Our most advanced and most accurate solution to evaluate a consumer’s likelihood of 90+ day delinquency within the following 12 months, thereby reducing your credit-lending risk.

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No Hit No Score (NHNS)

For companies looking to identify different levels of risk in order to make sound credit decisions.

Gain the confidence to make informative credit-lending decisions on consumers new to the Canadian market, including 18-24 year olds and recent immigrants.

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Collection Products

Product or Service

Who It's For

What it Does

Next Steps

Contact

Collection Agencies

A fast, economical and easy way to keep your customer address information up-to-date.

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Contact Plus

Collection Agencies

An integrated customer contact solution that brings together data from both Equifax and Cornerstone, manager of the Info-direct™ database, to improve your telemarketing, returned mail, and skip-tracing results.

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Trigger - Collections

Collection Agencies

An automated system that notifies you when important changes occur in your customers' credit portfolios that could indicate a greater propensity to repay an outstanding debt.

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