- Worldwide
Argentina - Español 
Brazil - Português 
Canada - English - Canada - Français
Chile - Español 
Costa Rica - Español 
Ecuador - Español 
El Salvador - Español 
Honduras - Español 
India - English
Paraguay - Español 
Peru - Español 
Portugal - Português 
Russian Federation - Russian 
Spain - Español 
United Kingdom - English 
United States - English 
Uruguay - Español
Key Features
- Leverages a Waterfall Process, in addition to aggregated credit scores and decision trees
- Allows you to pre-screen a prospect list for which you do not have consent
- Can be used on prospects who do not fail to test for delinquency risk
How it Works
Credit Marketing Services (CMS) is a pre-screen model that consists of a Waterfall Process, specifically:
- Ontario vs. Rest of Canada
- Credit file found (hit or no-hit)
- Credit file scorable
- Public record screening
- Safescan
Due to more stringent legislation, Ontario records use aggregated credit scores (matrix of mean and standard deviation). Records for the rest of Canada, meanwhile, use a decision tree to create nodes, which can be classified into categories by risk rank. You can use the process on prospects who pass tests for delinquency risk.
Call Toll-Free
1-855-233-9226
Monday - Friday, 9am to 5pm
For inquiries about your personal credit report, please call us at
1-800-465-7166