In today's mortgage environment, you cannot afford to lose one single transaction. Equifax Settlement Services delivers title services that are fast, easy and accurate so that you experience the most seamless transaction possible.
Unlike other title providers in the market, our title curative process starts at the time of the order, and our internal workflow management applications allow us to deliver clearance to close in five business days. Most importantly, we perform numerous quality checks along the way.
The value to your business
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Equifax Risk Score is a statistical model that assesses a consumer’s likelihood of 90+ day delinquency within the following 12 months based on recent Canadian data, including mortgage data. ERS uses such credit file characteristics as delinquency, utilization and balances, inquiries, public records, and the ages and types of credit products, to assess delinquency risk. With the help of ERS, a risk manager can evaluate consumer credit files that contain a smaller amount of information with increased accuracy as well as consumers with a short credit history.
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