Shared living throws up all kinds of challenges, from who does the washing up, to splitting the bills, but ID fraud is one of the biggest threats says ID fraud expert, Equifax. Students are advised to keep their personal information safe from housemates and anyone who happens to be crashing on the sofa on Friday night.
"The realities of university life means, sadly, student accommodation is an area that provides many opportunities for fraudsters," says Neil Munroe, External Affairs Director for Equifax. "It can take as little as just three pieces of personal information to commit ID fraud. Whether that’s skimming through post in a communal hallway or stealing a phone or laptop left lying around, students need to be aware of the risks.”
It also pays to be aware of the risks of fraud associated with social networking sites and posting any personal information online, including CVs. “Students need to think about the number of people they will be meeting at university who will become Facebook friends and have access to all their information.How well do they really know these 'friends' and trust them not to abuse their personal information?
“Students have even been caught out by posting their CV on fraudulent recruitment websites, only to find that their identity has been stolen using the information provided on their job application for a position that doesn't actually exist,” continues Munroe.
“Key to protecting your identity is don’t leave personal information lying around and think twice about what information you post online or give out."
The Equifax Credit Report is accessible for 30 days free simply by logging onto www.equifax.co.uk. If customers do not cancel before the end of the 30 Day Free Trial, the service will continue at £6.99 per month, giving them unlimited online access to their credit information and weekly alerts on any changes to their credit file. It also includes an online dispute facility to help them correct any errors on their credit file simply and quickly.
The Equifax app is available free from the Apple iTunes Store on iPhone and iPad and from Google Play for Androids.
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